Earnest

Director, Credit Risk

Master’s in Finance or Mathematics; 7 years in risk management in consumer lending; data-driven credit strategies; ML models; Excel, SQL, Python; Looker/Tableau.

Analytics Engineer II

Analytics Engineer

3+ years in analytics engineering or data engineering; strong SQL; data modeling; dbt; modern data warehouses; cross-functional collaboration; proactive problem solving.

Business Analyst II

Business Analyst

3+ years in a data-centric role; degree in quantitative field; SQL; data visualization; cross-functional communication; able to handle ambiguity

Senior Manager, Strategic Finance (Personal Loans)

Senior Manager, Strategic Finance

7+ years in strategic finance/FP&A with modeling; strong communication; MBA/CFA preferred.

Engineering Manager, Servicing and Collections

7+ years software engineering; 3+ years leading teams; experience with payments, servicing, and billing; strong communication and mentorship.

Senior Credit Strategy Analyst

3+ years in consumer finance risk management; 1+ year implementing credit strategies in loan decisioning; experience with credit bureau data; SQL and Python; data-driven insights; cross-functional collaboration.

Senior Fraud Strategy Analyst

Bachelor’s in a quantitative field; 4+ years in fraud/credit risk; 3+ years SQL, Python, or R; 3+ years designing fraud strategies for unsecured lending; strong analytical and communication skills.

Director of Collections Strategies

10+ years in consumer lending collections with ownership of strategy and execution; strong compliance and vendor management; data-driven and cross-functional communicator.

Lead Data Scientist

6+ years in data science, pricing, or quantitative modeling; fluent in Python/R and SQL; pricing/demand modeling experience; cross-functional collaboration; mentoring.

Senior Model Risk Manager

Master's in quantitative field with 7+ years in model development/validation or Bachelor's with 10+ years; fintech lending experience; Python/SQL proficiency; regulatory model risk knowledge; strong communication.

Executive Assistant to CEO

Executive Assistant to the CEO

5+ years supporting a CEO or senior executive; strong organizational and communication skills; discretion with confidential information; proficient with Google Workspace; ability to coordinate domestic/international travel and meetings.

Title	Location	Date
Director, Credit Risk Full Time · $298K · 7+ YOE Oakland, California, United States · Remote	Oakland, California, United States Remote	May 1, 2026
Analytics Engineer II Full Time · $113K-$150K · 3+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Apr 29, 2026
Business Analyst II Full Time · $105K-$131K · 3+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Apr 27, 2026
Senior Manager, Strategic Finance (Personal Loans) Full Time · $134K-$168K · 7+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Apr 21, 2026
Engineering Manager, Servicing and Collections Full Time · $244K-$293K · 7+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Apr 20, 2026
Senior Credit Strategy Analyst Full Time · $124K-$155K · 3+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Apr 10, 2026
Senior Fraud Strategy Analyst Full Time · $124K-$155K · 4+ YOE United States · Remote	United States Remote	Apr 7, 2026
Director of Collections Strategies Full Time · 10+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Mar 19, 2026
Lead Data Scientist Full Time · $180K-$225K · 6+ YOE United States · Remote	United States Remote	Mar 18, 2026
Senior Model Risk Manager Full Time · $190K-$237K · 7+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Mar 11, 2026
Executive Assistant to CEO Full Time · 5+ YOE San Francisco, California, United States · Remote	San Francisco, California, United States Remote	Jan 28, 2026

Activities	student loan refinancingprivate student loanspersonal loansmerit-based lendingloan servicing
Headquarters	US
Industries	FinTechConsumer Lending
Name	Earnest
Employees	373
Type	Public
Parent Company	Navient
Subsidiaries	Going Merry
Tagline	Financial technology company providing student and personal loan products.
Founded	2,013
Website	earnest.com
Stock Exchange	NASDAQ
Stock Symbol	NAVI

Earnest

About Earnest