Description

If you believe a handshake still matters, know the difference between a balance sheet and a balance scale (grain cart optional), and enjoy helping farmers and ag businesses grow—not just survive—this might be your next great chapter.

At Fidelity Bank & Trust, we’re a community bank rooted in Iowa soil, serving producers, family operations, and ag-related businesses who expect straight talk, smart lending, and a banker who knows them by name—not account number.

What You’ll Do:

• Build and manage ag & commercial lending relationships—crop, livestock, ag services, and rural businesses
• Conduct on-farm and business visits (boots welcome, suits optional)
• Analyze financials, cash flow, collateral, and risk—then structure loans that make sense
• Partner with credit, compliance, and leadership to get deals done right
• Grow deposits, deepen relationships, and strengthen the local economy
• Be a trusted advisor—not just a rate-quote machine

What We’re Looking For

• Experience in ag and/or commercial lending (farm background = bonus points)
• Strong credit skills and comfort discussing financials with real people
• Relationship-builder with community mindset
• Self-starter who thrives in a small-town, team-first environment
• Banking or finance degree preferred (experience counts too)

Why You’ll Like It Here

• Decisions made locally—no faceless credit committees three states away
• Competitive salary + incentive opportunities
• Strong benefits, retirement plan, and paid time off
• A bank that genuinely lives our mission  - “making hometown lives better”

Requirements

Qualifications: 

• Bachelor's degree in Finance, Agricultural Economics, Business Administration, or a related field and/or a minimum of 5 years of experience in commercial/agricultural lending or a similar role within the financial industry.
• Strong understanding of agricultural practices, market dynamics, and risk assessment.
• Excellent analytical and financial modeling skills.
• Exceptional communication and interpersonal skills.
• Ability to thrive in a fast-paced, collaborative environment.

Supervisory Responsibility: 

This position may be responsible for supervising assigned staff. 

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.

Position Type/Expected Hours of Work:

This is a full-time position, and typical work hours and days are Monday through Friday, 7:30 a.m. to 5:00 p.m. Some flexibility in hours is allowed, but the employee should be available during the “core” work hours of 8:00 a.m. to 4:00 p.m. Additional working hours may be required for this position to ensure the functionality of the department and overall functionality of the bank. 

Travel:

Some travel may be required for this position. 

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. 

Summary

Fidelity Bank & Trust is an Equal Opportunity Employer, including disability and protected veteran status.