Posted 2mo ago

Analyst, Credit Expert (Shipman, IL, US, 62685-4349)

@ CHS
Shipman, Illinois, United States
OnsiteFull Time
Responsibilities:analyze credit, evaluate collateral, communicate status
Requirements Summary:High school diploma; 7+ years in Finance, Accounting and/or Credit; Bachelor's degree preferred in Finance/Accounting/Economics/Business.
Technical Tools Mentioned:MS Office
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Job Description

CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world.  We serve agriculture customers and consumers across the United States and around the world.  Most of our 10,000 employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.


Summary

Responsibilities

  • Assist more junior members of the team on more complex actvities.
  • Review customer submitted information for completeness and accuracy.
  • Analyze, summarize, and present borrower financial information in a concise credit package.
  • Evaluate collateral coverage including lien position.
  • Ensure compliance with credit policy and established guidelines.
  • Approve credit exposures within delegated authorities.
  • Communicate with loan officers, business partners, and loan documentation team on application, underwriting, and approval questions and status.
  • Provide analytical support for loan amendments and modifications.
  • Interact with customers, loan officers, and business partners to gather operational and financial information in order to complete analysis.
  • Report on credit risks and market conditions impacting the portfolio of accounts.
  • Help drive continued improvements to streamline processes.
  • Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.
  • Perform other responsibilities as needed or assigned.

     

Minimum Qualifications (required)

  • High School diploma or GED
  • 7+ years of experience in Finance, Accounting and/or Credit

Additional Qualifications

  • Proficient in MS Office suite
  • Excellent critical thinking, financial analysis and decision making skills
  • Excellent negotiation and communication skills, both verbal and written
  • Demonstrated ability to collaborate with business partners, and build and maintain positive customer relationships
  • Ability to effectively manage multiple priorities to ensure excellent customer service
  • Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
  • Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse.

Physical Requirements

CHS offers a competitive total compensation package. Benefits include Health, Dental, Vision, Hearing, Life Insurance, Health and Day Care Savings Accounts, Paid Vacation, 401K, Company Funded Pension, Profit Sharing, Long and Short Term Disability, Tuition reimbursement, and Adoption assistance.



CHS is an Equal Opportunity Employer.