Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Commercial Lines Product department is seeking an experienced underwriting professional to join our team as a Commercial Auto product analyst. This position may be filled at the analyst I, II, or III level, depending on the candidate’s qualifications, experience, and demonstrated expertise.

The ideal candidate will possess strong knowledge of Commercial Auto products, including forms, rules, rating methodologies, and underwriting processing systems. In this role, you will support the development and enhancement of Commercial Auto products, helping to ensure strategic alignment with Commercial Lines objectives, cost-effective solutions, and effective communication across business units. You will also support key third-party vendor relationships and initiatives that impact underwriting products and processes, including Motor Vehicle Reports (MVRs), FMCSA filings, VIN classification tools, and other underwriting resources.

This position is based at our headquarters in Fairfield, Ohio.

The pay range for this position is $75,000 - $140,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

• apply knowledge of pricing adequacy and rating structures to support product enhancements that improve rate effectiveness and profitability
• collaborate closely with Commercial Auto Product Team members, other Commercial Lines Product teams, Underwriting, Sales, Loss Control, and other business partners to prioritize projects based on strategic value, business impact, and resource requirements
• partner with Information Technology teams to enhance underwriting tools, improve user experience, and support product and system changes
• lead projects from concept through implementation, including identifying opportunities for improvement, evaluating solutions, and driving execution of necessary changes
• serve as a subject matter expert (SME) by developing and delivering technical underwriting training and presentations
• create, maintain, and update procedures, guidelines, and documentation within the Commercial Lines Procedures Manual
• evaluate third-party vendor products and services and provide recommendations to enhance underwriting effectiveness, efficiency, and decision-making capabilities
• support ongoing product management activities, ensuring consistency across underwriting processes, systems, and business objectives

Be equipped with:

• minimum of 4 years of relevant commercial insurance, underwriting, product management, or related experience
• strong knowledge of the Commercial Auto line of business, including product design, coverage forms, pricing methodologies, underwriting practices, and regulatory considerations
• familiarity with Cincinnati Insurance Company Commercial Auto products and pricing, as well as ISO and competitive market offerings
• excellent written and verbal communication skills, with the ability to effectively explain complex coverage concepts to diverse audiences
• strong analytical, problem-solving, and project management capabilities
• ability to build collaborative relationships across multiple functional areas, including Commercial Underwriting, Sales, Information Technology, Actuarial, and Loss Control/Telematics
• demonstrated ability to balance multiple priorities and drive initiatives to successful completion

Bring education and experience from:

• bachelor's degree or equivalent professional experience
• CPCU designation or other insurance-related professional certification preferred
• Commercial Auto underwriting, product development, or product management experience preferred

Enhance your talents