Posted 11h ago

Consumer/Commercial Loan Officer

@ BancFirst
Hobart, Oklahoma, United States
OnsiteFull Time
Responsibilities:originating loans, underwriting loans, developing portfolio
Requirements Summary:Originating and underwriting consumer and commercial loans; analyzing financial data and writing credit memorandums; negotiating workouts; knowledge of RESPA, HMDA, Fair Lending; business development and cross-selling products.
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Job Description


Consumer/Commercial Loan Officer 

Hobart, OK  




ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio


Construction, Commercial, Agricultural, Commercial Real Estate, Consumer, and Consumer Real Estate Loans 


Promote BancFirst services through cross selling banking products to new and existing clientele


Participation in various community and public events


Consistent execution of policies and procedures


Extraordinary customer service at all times


Outside business development calls required


Assist with other duties and special projects as assigned


Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.



REQUIREMENTS

 

Bachelors Degree preferred, but not required with appropriate commercial loan experience


3 years experience in Commercial Loans preferred.


Minimum 3 years experience underwriting preferred


Experience in negotiating loan workouts and asset liquidations


Must have ability to analyze complex financial data and write detailed credit memorandums


Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending


Must have ability to grow quality portfolio with annual performance goals


Promote Retail/Cash Management products to new and existing relationships


Work well under stress and deadlines while managing multiple tasks


Must be able to communicate professionally both verbally and in writing



 Excellent organizational skills


Demonstrate an independent working attitude within a team framework


Regular and consistent attendance and punctuality is an essential function of the job



 

PHYSICAL REQUIREMENTS

 

Constant use of computer screens and reading of reports


Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile


Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear 


Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials


Ability to lift and/or move and carry 10 pounds



LOCATION

 

BancFirst Hobart



HOURS


Full Time


 

Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
 EOE – BancFirst is an Equal Opportunity employer.


Diversity…Our differences enhance business performance.