Posted 5d ago

Default Specialist - Loan Operations

@ First Federal Bank of Florida
Lake City, Florida, United States
OnsiteFull Time
Responsibilities:taking calls, processing payments, monitoring delinquencies
Requirements Summary:High school diploma or equivalent; strong customer service and communication; processing payments, loan documentation, and collections experience preferred; attention to detail and ability to complete extended computer-based tasks.
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Job Description

At First Federal Bank  core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.

 Offering a dynamic benefit package that includes but is not limited to:

  • Four Medical Plan Offerings to choose from
  • Employer HSA Contributions (Coverage/Plan exclusions)
  • Employer Provided Life Insurance Policy
  • Annual Health Incentive
  • Annual Wellness Reimbursement
  • Tuition Reimbursement program
  • Generous Match 401k Retirement Plan
  • Paid Sick Leave
  • Paid Vacation Leave
  • 11 Paid Holidays based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.

ESSENTIAL FUNCTIONS:

  • Takes calls daily from customers internal and external. 
  • Reviews payment lists, maintains departmental files and prepares and posts debits, credits and other payments as well as posting charge offs, recoveries and booking REO's as needed.
  • Ensures payments are properly credited or applied to customer accounts and in financial institution records. 
  • Prepares and monitors reports on status of all past due delinquent accounts and collection activities. Contacts customers regarding delinquent account.
  • Tracks legal documentation, communicate with third parties in regards to legal activities on bankruptcies, foreclosures and other default matters. 
  • Scanning loan documentation and file room operations. 
  • Provide the best service to our customers with innovative and creative solutions. 

JOB REQUIREMENTS:

  • High school diploma or equivalent.
  • Excellent customer service skills, including verbal, phone, and written communication.
  • Ability to deal with time constraints, difficult conversations with customers and strong attention to detail.
  • Successful completion of in house training program (if available) or approved outside training program. 
  • Good understanding of financial institution products and services.
  • Solid understanding of financial institution policies and procedures.   
  • Two years of experience working in a loan related field preferred. 
  • Collections experience a plus.
  • Ability to deal with time constraints and strong attention to detail. 
  • Extended hours sitting and performing computer tasks may be required. 
  • Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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