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Posted 19h ago

Loan Documentation Specialist (Pre Close) - Owensboro, KY

@ Independence Bank
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Owensboro, Kentucky, United States
HybridFull Time
Responsibilities:preparing documents, maintaining records, ensuring compliance
Requirements Summary:Prepare and gather loan documents, maintain files and databases, ensure accuracy and regulatory compliance; HS/GED required; 2 years loan processing/documentation experience preferred; Bachelor's in business/finance/accounting preferred.
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Job Description

Loan Documentation Specialist

 

*Position is eligible for remote work in Kentucky once fully trained.


Job Code
LNDOC

Job Family
 

Supervisory
No

Job Description Title
Loan Documentation Specialist - Pre Close


Job Summary

The Loan Documentation Specialist - Pre Close will support our lending staff in preparing and processing essential loan documents for many types of loans, including retail, commercial, agricultural, and home equity lines of credit.


Essential Functions, Duties and Responsibilities include, but are not limited to:

  • Gathers and prepares loan documents to be passed at the closing of the loan
  • Establishes, maintains, and updates files, databases, records, and/or other documents pertaining to the financial transaction records
  • Arranges and prepares loan documents to help ensure collectability of the loan
  • Ensures that all required documents, forms, and agreements are collected and accurate
  • Completes all tasks in compliance with federal and state rules and regulations and company policies
  • Ensures the loan is properly funded in accordance with the loan closing statement
  • Properly files and stores loan and supporting documents in compliance with retention guidelines and company policies and procedures
  • Obtains and records data points needed to monitor and report compliance with various regulations, including, but not limited to, the Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), and Home Mortgage Disclosure Act (HMDA)


Education, Experience and Qualifications

Education

Required/Preferred

Education Level

Description

Required

High School or GED


Preferred

Bachelors Degree

Degree in business, finance, accounting, or related field preferred

Years of Experience

Minimum

Comments

2

Two (2) years of experience in loan processing and/or documentation preferred

License / Certification

Required/Preferred

License / Certification

Description

Additional Qualifications



Core Competencies

  • Oral and written communication skills
  • Detail oriented
  • Ability to multi-task
  • Computer skills
  • Organizational skills
  • Clerical and administrative skills
  • Ability to work as a part of a team
  • Time management skills


Working Conditions

Working Conditions

Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises.

Travel Requirements

Requirement

Frequency

No travel required

Never or Rarely

Mandatory Vacation

Mandatory vacation not required


Physical Requirements

Requirement

Frequency

Sitting (remaining in a seated position)

Constantly

Standing (remaining on one’s feet in an upright position without moving about)

Occasionally

Walking (moving about on one’s feet)

Occasionally

Lifting (raising or lowering an object from one level to another)

Occasionally

Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder)

Occasionally

Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force)

Occasionally

Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral)

Occasionally

Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard)

Constantly

Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers)

Occasionally

Stooping (bending downward and forward by bending spine at the waist)

Occasionally

Squatting/Crouching (bending body downward and forward by bending legs and spine)

Never or Rarely

Kneeling (bending legs at knees to come to rest on knee(s))

Never or Rarely

Crawling (moving about on hand and knees or hands and feet)

Never or Rarely

Climbing (ascending or descending ladders, stairs, ramps)

Never or Rarely

Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly)

Frequently

Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically)

Frequently

Near Visual Acuity (clarity of vision at approximately 20 inches or less)

Frequently

Far Visual Acuity (clarity of vision at approximately 20 feet or more)

Occasionally

Additional Physical Requirements

May be required to lift up to 10 pounds