Description

Are you a passionate and detail-oriented professional looking to help people achieve their homeownership dreams? Do you thrive in a fast-paced environment and enjoy building lasting relationships with clients? If so, MORTGAGE and CONSUMER LENDING at Fidelity Bank & Trust could be for you!

About this Career:

We are seeking a motivated and experienced Retail Loan Officer to join our team. As a key member of our lending department, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for both new and existing customers. Your role will be crucial in helping individuals and families achieve the milestone of homeownership.

What You Will Do:

Assess clients' financial status, credit history, and property evaluations.
Approve or recommend loan approval in accordance with company policies.
Develop and maintain relationships with clients, real estate agents, and other stakeholders.
Provide excellent customer service by guiding clients through the mortgage application process.
Ensure compliance with all regulatory requirements and internal policies.
Stay updated on current market trends and loan products to provide the best options for clients.
Meet or exceed sales targets and contribute to the growth of the mortgage portfolio.

What Will Make You Successful:

Degree in finance, business, or a related field or equivalent work experience.
Proven experience as a Mortgage Lender or similar role in the banking/financial sector is preferred
Knowledge of mortgage products, loan processing, and regulatory requirements is a plus
Ability to analyze financial information and make sound decisions.
Excellent interpersonal and communication skills.
Strong organizational skills and attention to detail.
A customer-focused mindset with the ability to build lasting relationships.

Benefits We Offer:

Competitive salary.
Comprehensive health, dental, and vision plans.
Exceptional retirement plan.
Supportive and inclusive work environment.
Professional development opportunities and ongoing training.

Requirements

Qualifications:

Bachelor's degree in Finance, Agricultural Economics, Business Administration, or a related field and/or a minimum of 5 years of experience in commercial/agricultural lending or a similar role within the financial industry.
Strong understanding of agricultural practices, market dynamics, and risk assessment.
Excellent analytical and financial modeling skills.
Exceptional communication and interpersonal skills.
Ability to thrive in a fast-paced, collaborative environment.

Supervisory Responsibility:

This position may be responsible for supervising assigned staff.

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.

Position Type/Expected Hours of Work:

This is a full-time position, with core working hours of Monday through Friday, 8:00am-5:00pm. Some flexibility in hours is allowed. Additional working hours may be required for this position to ensure the functionality of the department and overall functionality of the bank.

Travel:

Some travel may be required for this position.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Summary

Fidelity Bank & Trust is an Equal Opportunity Employer, including disability and protected veteran status.