TIB Consulting Solutions has provided sophisticated, independent credit risk services to community banks across the nation for more than 35 years. Our team of credit risk professionals leverages their extensive experience to communicate effective risk management practices, regulatory expectations, and other valuable insights to our Partner Banks each year. With options to work full-time or part-time, members of the TIB Consulting Solutions team enjoy the benefits of entrepreneurial work, designing custom solutions to help clients succeed, with the stability of traditional employment in a banking environment. If this aligns with your values and you want to join a leader in the banking industry, we are hiring for a part-time, remote Senior Credit Risk Specialist that works with financial institution clients to perform loan reviews, due diligence, and other credit risk consulting services. Must be located in one of the following states: CO, GA, ID, IL, KS, MO, NE, NC, OK, TN, TX, or SC.
- Provides sophisticated credit risk consulting for local and regional loan review clients, including loan review, pre-acquisition due diligence, and loan loss reserve methodology assessment.
- Daily client service to include commercial loan review and credit risk analysis at borrower and portfolio level.
- Loan loss reserve analysis.
- Reporting and Management Information Systems (MIS) assessment.
- Leads discussions with client Bank executives.
- Presents conclusions and findings in detailed, concise reports and provides well-defined solution or recommendations for noted risk rating changes and credit management deficiencies.
- Presents information regarding exceptions to bank policies or consistent deviation from industry standards.
- Supports renewal of local client engagements by fostering positive relationships with clients through direct calls, advertising, etc. and prepares proposals and contracts for recurring clients.
- Continually stays abreast of the current credit environment and specific industry concerns and requirements through continued education, research and interaction with peers.
REQUIREMENTS/DESIRED QUALIFICATIONS
Required
- Bachelor’s degree, preferably in Finance or Accounting
- Expert knowledge of commercial credit concepts and requirements for security attachment, perfection and valuation
- Expert knowledge of commercial loan underwriting and risk rating systems
- Fundamental knowledge of loan loss accounting requirements
- Fundamental knowledge of real property appraisal requirements
- Ability to manage and prioritize multiple projects and deadlines
- Excellent PC skills, including Microsoft office products, including Excel
- Individual should possess good interpersonal skills and be able to work within and foster a team environment
- Ability to communicate effectively, both verbally and in writing, and across all levels
- Exceptional individual productivity achievement expected
Preferred
- 8-10 years of credit management, loan review, or examination experience
The Major Duties/Accountabilities listed above are only a summary of the typical functions of this job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. Management may elect to assign other responsibilities, tasks, and duties associated with this position. TIB requires a comprehensive background investigation, including criminal and credit history.