About Sav:

Sav is a Series A-stage company, founded by experienced operators with backgrounds across global banking, payments, and financial infrastructure. The company is backed by institutional investors and strategic partners, supporting its build-out at the intersection of open finance, AI, and regulated financial products.

Operating across the GCC with a growing global footprint, Sav is building an autonomous finance platform that unifies how consumers spend, save, invest, and manage credit. The company has been recognized among the UAE Future 100, Deloitte Fast 50, and as a Top 10 AI startup in MENA by Google for Startups.

We operate across three core layers - data, intelligence, and products - to create a seamless financial system.

• Our data layer aggregates real-time financial information across institutions using open finance frameworks.
  

• Our intelligence layer applies AI to identify opportunities, automate decisions, and optimize financial outcomes.
  

• Our product layer embeds regulated financial offerings directly into the consumer journey.
  

This integrated stack creates a 360° platform to continuously launch and scale new financial products across markets. You will operate across this full stack - translating data into intelligence, and intelligence into live, scalable, revenue generation products.

The Role:

This role owns Sav’s Cards and Subscriptions ecosystem - a foundational product that has been live since day one and is now entering its next phase of scale.

You will drive the evolution of how users manage, optimize, and control their recurring spends and card usage, building intelligent, insight-led experiences that improve financial outcomes. This role sits at the intersection of payments, subscriptions, and user behaviour, with a strong focus on scale, monetisation, and experience excellence.

What You Will Do:

i. Product Ownership & Scale

• Own end-to-end product strategy, roadmap, and execution for Cards and Subscriptions
  

• Scale existing product surfaces by improving reliability, depth, and user engagement
  

• Identify and unlock new use cases across subscriptions, card controls, and spend management
  

ii. Customer Experience & Intelligence

• Build intuitive experiences to help users track, manage, and optimise subscriptions
  

• Develop features for subscription detection, renewal alerts, smart nudges, and cancellation flows
  

• Enhance card management experiences including spend visibility, controls, and insights
  

iii. Monetisation & Growth

• Drive product-led growth through upsell, cross-sell, and subscription optimisation journeys
  

• Identify monetisation levers across premium features, partnerships, and value-added services
  

• Improve activation, retention, and engagement metrics for cards and subscription users
  

iv. Data, Integrations & Infrastructure

• Work closely with engineering to scale card data pipelines, transaction enrichment, and subscription detection models
  

• Collaborate with external partners (banks, networks, aggregators) to expand capabilities
  

• Ensure high data accuracy, latency, and reliability across all user touchpoints
  

v. Compliance & Risk

• Partner with Compliance to ensure alignment with DFSA, CBUAE, and SAMA guidelines
  

• Build user trust through transparent, compliant, and secure product experiences
  

vi. Collaboration & Execution

• Work cross-functionally with Design, Engineering, Data, Marketing, and Operations
  

• Translate ambiguous problem statements into clear PRDs, experiments, and shipped features
  

• Act as the voice of the customer, continuously feeding insights back into the product roadmap
  

Requirements

Experience and Qualifications:

• 4-7 years of experience in consumer products / fintech / payments
  

• Strong understanding of cards ecosystem, recurring payments, and subscription models
  

• Experience working with transaction data, categorisation, and behavioural insights
  

• Ability to define scalable product systems and drive execution end-to-end
  

• Strong analytical thinking with a bias toward shipping and iteration
  

• Comfortable working in a fast-paced, regulated startup environment
  

Benefits