Posted 2d ago

National Head - Product - Gold Loan - Mumbai - Lodha (I-Think Techno Campus) - 2nd Floor - (M7-M9)

@ Tata Capital
Thane or Mumbai or India
OnsiteFull Time
Responsibilities:leading team, managing product, monitoring budget
Requirements Summary:MBA or Chartered Accountant (postgraduate) required; lead product, MIS and channel teams; manage budgeting/P&L, vendor/stakeholder relations, MIS/LOS reporting, compliance, and end-to-end gold loan product lifecycle.
Technical Tools Mentioned:MIS, LOS
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Job Description

Team and Stakeholder Management:

  • Lead, mentor, and develop a high-performing team across areas of MIS, Product and Channel Management.
  • Foster a culture of collaboration, innovation, and customer-centricity within the department.
  • Ensure that the team is equipped with the skills and knowledge to meet business objectives.

Budgeting and Monitoring Vis-à-vis Actuals:

  • Ensure End to End budgeting of Sales Business nos. and its related manpower.
  • Monthly monitoring of actuals against the approved budget.
  • Analysing and sharing insights to senior management on variances against the budget.
  • Understanding P & L line items and being single point of contact for Sales team to provide understanding on the same.

Vendor and Stakeholder Management:

  • Manage relationships with external vendors (channel Partners) and internal service providers.
  • Liaise with internal stakeholders, including finance, accounting, and sales team, to address issues and requirements.

Reporting and Analysis:

  • Provide support and maintenance to existing management information systems (MIS).
  • Review of daily MIS published by team for maintaining accuracy.
  • Analyse payout data to identify trends, areas for improvement, and opportunities for optimization.
  • Provide insights and recommendations to senior management for process enhancements.

Compliance and Risk Management:

  • Ensure that all activities comply with relevant regulatory requirements and company policies.
  • Reverting to queries raised by regulators in timely manner

Customer Support (Internal and External) and Process Improvement:

  • Address and resolve any inquiries and ensure high levels of internal/external customer satisfaction by providing timely and accurate responses.
  • Continue to evaluate and improve processes to enhance efficiency, reduce costs, and improve accuracy by implementing best practices and leverage technology. 
  • Monitor customer complaints and provide adequate revert on the same.

New Product, Scheme & Product Management - End to end 

  • Support and manage a clear product roadmap, prioritizing features, updates, and innovations based on business goals and customer feedback.
  • Review of Gold Loan product Schemes and ensuring scheme release within TAT,
  • Review of Claim and provisions.
  • LOS (New & Existing)

Education: Minimum Degree: MBA / Chartered Accountant or equivalent Post graduation degree 

Responsibilities

Team and Stakeholder Management:

  • Lead, mentor, and develop a high-performing team across areas of MIS, Product and Channel Management.
  • Foster a culture of collaboration, innovation, and customer-centricity within the department.
  • Ensure that the team is equipped with the skills and knowledge to meet business objectives.

Budgeting and Monitoring Vis-à-vis Actuals:

  • Ensure End to End budgeting of Sales Business nos. and its related manpower.
  • Monthly monitoring of actuals against the approved budget.
  • Analysing and sharing insights to senior management on variances against the budget.
  • Understanding P & L line items and being single point of contact for Sales team to provide understanding on the same.

Vendor and Stakeholder Management:

  • Manage relationships with external vendors (channel Partners) and internal service providers.
  • Liaise with internal stakeholders, including finance, accounting, and sales team, to address issues and requirements.

Reporting and Analysis:

  • Provide support and maintenance to existing management information systems (MIS).
  • Review of daily MIS published by team for maintaining accuracy.
  • Analyse payout data to identify trends, areas for improvement, and opportunities for optimization.
  • Provide insights and recommendations to senior management for process enhancements.

Compliance and Risk Management:

  • Ensure that all activities comply with relevant regulatory requirements and company policies.
  • Reverting to queries raised by regulators in timely manner

Customer Support (Internal and External) and Process Improvement:

  • Address and resolve any inquiries and ensure high levels of internal/external customer satisfaction by providing timely and accurate responses.
  • Continue to evaluate and improve processes to enhance efficiency, reduce costs, and improve accuracy by implementing best practices and leverage technology. 
  • Monitor customer complaints and provide adequate revert on the same.

New Product, Scheme & Product Management - End to end 

  • Support and manage a clear product roadmap, prioritizing features, updates, and innovations based on business goals and customer feedback.
  • Review of Gold Loan product Schemes and ensuring scheme release within TAT,
  • Review of Claim and provisions.
  • LOS (New & Existing)

Education: Minimum Degree: MBA / Chartered Accountant or equivalent Post graduation degree