Explore 4 senior business analyst jobs from 4 hiring companies in North Peoria, IL, US. Filter by remote, salary, experience, and company, then open any listing to apply.

senior-business-analyst

Senior Business Analyst

Peoria

East Peoria

Washington

Morton

Pekin

Bartonville

Creve Coeur

Canton

Bloomington

Normal

Germantown Hills

Chillicothe

Marquette Heights

Galesburg

Lincoln

Eureka

Kewanee

Bellevue

Metamora

Senior Business Analyst Jobs

Carle Health

Caterpillar

Heartland Bank and Trust Company

Timken

Onsite

Hybrid

Career Area:Technology, Digital and DataJob Description:Your Work Shapes the World at Caterpillar Inc. When you join Caterpillar, you&#39;re joining a global team who cares not just about the work we do – but also about each other.  We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don&#39;t just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.Your Work Shapes the World at Caterpillar Inc.  When you join Caterpillar, you’re joining a global team who care not just about the work we do – but also about each other.  We are the makers, problem solvers and future work builders who are creating stronger, more sustainable communities.  We don’t just talk about progress and innovation here – we make it happen, with our customers, where we work and live.  Together, we are building a better world, so we can all enjoy living in it.Our Product Support and Logistics Division (PSLD) is one of the most innovative divisions within Caterpillar. In PSLD, as within all of Caterpillar, our priority is our customers and helping them build a better world. We touch nearly every element of the services value stream. PSLD is responsible for Aftermarket Parts Distribution of Cat Parts, Integrated Logistics and Global Services supporting Caterpillar dealers and customers. Our teams work together in critical areas that leverage digital capabilities, technology and operational excellence.The Global Service organization within PSLD provides world-class support to Cat® dealers across the globe. As the Senior Business Intelligence Analyst - Service Events &amp; Insights, you will play a key role in the acceleration of transformational initiatives across the enterprise, leveraging fluid analysis, inspection, service response, Cat Interact and dealer Work Order data within the Service Events Domain to facilitate quality insights by:<ul><li>Working with distribution, digital and industry partners to define, prototype and prepare comprehensive visualizations for production</li><li>Leveraging machine learning and Artificial Intelligence (AI) to interpolate labor trends, parts replacement percentages, maintenance and repair data to enhance dealer resource planning</li><li>Administering and governing access to Service Events Domain and the Service Maintenance Control System (SMCS)</li></ul> Additional Information:<ul><li>Location:  Peoria, IL (United States)</li><li>Required Travel: Up to 10% (Domestic &amp; International)</li><li>Relocation Assistance Offered: None.</li><li>US Work Sponsorship Offered: None.</li></ul>What You Will Do:• Monitor and review major organizational activities and goals to ensure important data needs are anticipated, and met.• Review and recommend policies and procedures for collecting and managing service events data.• Provide leadership, direction and methodology for analysis, structure and visualization of service insights. What You Have (Basic Requirements): • Education Requirement: 4-year college degree in Business, Data Science, Engineering, Mathematics or related field.• Process Management: Knowledge of business process improvement tools and techniques; ability to understand, monitor, update, control, or enhance existing business or work processes.• Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.• Database Structures: Knowledge of database structures; ability to organize and store data in a particular data structure.​• Information Management: Knowledge of an organization&#39;s existing and planned Information Architecture and Information Management (IM) methodology; ability to collect and manage information from different sources, and distribute this information to enhance operational efficiency.• Repository Tools: Knowledge of metadata and information repository tools; ability to apply appropriate tools and techniques to manage metadata. What You Will Get:Through it all, we are <a href="https://www.youtube.com/watch?v&#61;mYIDne7Q5ek&amp;list&#61;PLwAXbfivFg0jmiNqqgFLeQJpRB_i-UVln&amp;index&#61;39" target="_blank">one team</a> – creating and delivering world-class components and solutions superior to the competition.  Learn more about the <a href="https://www.youtube.com/watch?v&#61;GvCYWtWARlk&amp;list&#61;PLwAXbfivFg0jmiNqqgFLeQJpRB_i-UVln&amp;index&#61;25" target="_blank">Caterpillar Experience</a>.About Caterpillar:Caterpillar Inc. is the world’s leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For nearly 100 years, we’ve been helping customers build a better, more sustainable world and are committed and contributing to a reduced-carbon future. Our innovative products and services, backed by our global dealer network, provide exceptional value that helps customers succeed.#LI#BI<h3></h3><h3></h3>Summary Pay Range:$112,710.00 - $169,060.00Compensation and benefits offered may vary depending on multiple individualized factors, job level, market location, job-related knowledge, skills, individual performance and experience. Please note that salary is only one component of total compensation at Caterpillar. Benefits:Subject to plan eligibility, terms, and guidelines. This is a summary list of benefits.<ul><li>Medical, dental, and vision benefits*</li><li>Paid time off plan (Vacation, Holidays, Volunteer, etc.)*</li><li>401(k) savings plans*</li><li>Health Savings Account (HSA)*</li><li>Flexible Spending Accounts (FSAs)*</li><li>Health Lifestyle Programs*</li><li>Employee Assistance Program*</li><li>Voluntary Benefits and Employee Discounts*</li><li>Career Development*</li><li>Incentive bonus*</li><li>Disability benefits</li><li>Life Insurance</li><li>Parental leave</li><li>Adoption benefits</li><li>Tuition Reimbursement</li></ul>       * These benefits also apply to part-time employees<h3></h3><h3></h3>This position requires working onsite five days a week.<h3></h3><h3></h3><h3></h3>Visa Sponsorship is not available for this position.<h3></h3><h3></h3>Posting Dates:April 28, 2026 - May 5, 2026Any offer of employment is conditioned upon the successful completion of a drug screen.      Caterpillar is an Equal Opportunity Employer, Including Veterans and Individuals with Disabilities.  Qualified applicants of any age are encouraged to apply.Not ready to apply? Join our <a href="http://flows.beamery.com/caterpillarinc/talcom" target="_blank">Talent Community</a>.

Senior Business Intelligence Analyst (Service Events & Insights)

Senior Business Intelligence Analyst

Bachelor's degree in Business, Data Science, Engineering, Mathematics, or related field; strong BI, data analysis, visualization, and information management skills.

Senior Credit Analyst - Careers At Heartland Bank and Trust Company	

	

	

	


	
	
	

	
	
	

		 							
	 
		
	
	
	
	
	
	













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		<h2> Senior Credit Analyst</h2>	
	
	
			
		
		 			 	Department:
					Credit		 					
		 			 	Location:
					Bloomington, IL, United States 					
		 		 		 			 	Salary:
					$68970 - $108199 Per Year 		 			 	Average Hours Per Week:
					Salary 35+ 		 			 	Required Hours Availability:
					Monday - Friday 8:00 am - 5:00 pm 		 			 	Job Grade:
					17 		



<div><div><a href="https://apply.hrmdirect.com/resumedirect/ApplyOnline/Apply.aspx?req_id=3683677&source=3683677-CJB-0">START YOUR APPLICATION</a></div><div></div></div>


		
	
		<div>Text "2546" to (309) 322-9911 to apply.

Wage Range: Min: $68,970, Mid: $88,585, Max: $108,199

A Brief Overview 
 
The Senior Credit Analyst provides support to the Bank's commercial lending activities by independently identifying and quantifying risks related to business credit requests and existing commercial loan relationships, while also assisting with the ongoing administration of the Credit Department. This role also supports the achievement of department objectives and the success of other Credit team members through mentorship and coaching of less tenured analysts. The Senior Credit Analyst collaborates regularly with senior management, commercial loan officers and portfolio managers to maintain adherence to the Bank's written lending policies and to mitigate overall risk to the Bank. 
 
What you will do

<ul>
	<li>Analyze the financial condition and repayment capacity of commercial borrowers and guarantors in relation to new loan requests and renewals.</li>
	<li>Calculate and interpret key financial metrics to assess cash flow, leverage, liquidity, collateral coverage, debt serviceability, etc.</li>
	<li>Translate analysis findings into well-written loan presentations within established deadlines to allow credit officers to make informed loan decisions.</li>
	<li>Foster relationships and collaborate with loan officers and portfolio managers to ensure loans are structured properly to maintain adherence to the Bank's written lending policies, while also mitigating risk and maximizing profit to the Bank.</li>
	<li>Perform ongoing reviews of existing commercial loan relationships to ensure continued repayment ability and early detection of potential problems. Interact with senior management regarding identified credit issues.</li>
	<li>Work with loan officers and Special Assets personnel to prepare quarterly memos summarizing the status and action plans for the Bank's watch list borrowers.</li>
	<li>Assist Credit Supervisor with training of current and new team members and serve as a resource and mentor for new hires to assist in their development and training.</li>
	<li>Apply credit expertise by reviewing other analysts' work and providing direct feedback and coaching.</li>
	<li>Other credit administration duties and special projects as assigned.</li>
	<li>Maintain advanced knowledge of credit industry trends.</li>
</ul>

Other Qualifications/Requirements

<ul>
	<li>Bachelor�s Degree Finance, Accounting, or Business and minimum 4 years credit/lending preferred or equivalent combination of education and experience.</li>
</ul>

Who We Are

Heartland Bank and Trust Company is headquartered in Bloomington, Illinois. With 70+ locations throughout Illinois and Eastern Iowa, Heartland continues to grow and is committed to preserving strong ties to our communities, customers, employees, and shareholders.

Heartland Bank�s mission is to �create value for the customer, earn a profit for the Bank, and have fun doing it!� At Heartland, employees have the opportunity to make a difference every day.

What We Offer

At Heartland Bank, we offer a competitive benefits package to provide you with peace of mind. Click <a href="https://www.hbtbank.com/benefits/">here</a> to learn more about what benefits we have to offer. 
 
Physical Demands

<ul>
	<li>Regularly: Sitting, Feeling/Touching, Talking, Hearing, Vision - close peripheral, depth</li>
	<li>Frequently: Standing, Walking, Grasping/Reaching - with arms and hands, Repetitive Motions</li>
	<li>Occasionally: Climbing and/or Balancing, Stooping, Kneeling, Crouching, and/or Crawling, Lifting (30 lbs.)</li>
</ul>

Equal Opportunities and Accommodations Statement

Heartland Bank is deeply committed to creating a workplace where inclusion is not only valued but prioritized. We�re proud to be an equal opportunity employer, seeking to create a welcoming and diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, disability, age, or any other non-merit based or legally protected grounds.

Salary Disclaimer

The salary range represents the range of possible compensation at the time of posting. Heartland Bank considers several factors when extending an offer, including but not limited to, the role and associated responsibilities, a candidate�s work experience, education/training, key skills, and internal equity.

The salary range minimum, midpoint, and maximum listed above represent a full range of career compensation growth over time in this position and pay grade. Starting pay typically starts between minimum and midpoint upon hire. The Bank offers compensation growth opportunities within its career architecture.
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 Senior Credit Analyst

Bachelor's in Finance, Accounting, or Business; minimum 4 years credit/lending experience; on-site in Bloomington, IL.

Overview The Senior Financial Analyst develops analyses and engages in the annual operating budget process, assists with month end close, while analyzing significant variances between budget, trends and benchmarks. May include the preparation of journal entries as part of the month-end close process. The Sr. Financial Analyst is capable of supporting revenue cycle, pulling and reporting data including Epic, Strata, EPSI, PowerCosting, PowerBI, Pivot and a variety of other tools. Capable of preparing comprehensive analyses to support decision making. This role ensures complex analytics reporting are accurate and leveraged across the region for decision making purposes. Qualifications Education: Bachelor's Degree in Finance, Business Administration, or Accounting  Responsibilities <ul><li>Participates in the development of the regional operating budget.</li><li>Responsible for identifying, gathering and reporting statistical, financial and labor hour information while analyzing significant variances from budget/benchmarks for distriubtion through meaningful reports</li><li>Ability to analyze the efficiency of staffing and expense utilization based on volume variances compared to targets, budgets and benchmarks</li><li>Builds relationships with operational leaders acting as a financial liaison to the region.</li><li>Leads financial projects in the region while leveraging and analyzing operational data from various sources to improve the performance of the region.</li><li>Maintains information systems required for productivity, budgeting and reporting.</li><li>Build and maintain dashboards, reports and presentations as need to communicate analytics insights through visualization and presentations.</li><li>Capable of providing financial assessments and recommendations for operational departments leveraging data reporting tools.</li><li>Assist with the month-end close process and analytical reporting to identify and explain variances.</li><li>Builds relationships with operational leaders acting as a financial liaison to the region.</li><li>Mentors new financial analysts and other organizational stakeholders.</li><li>Leads projects to achieve regional financial objectives.</li><li>Ability to maintain monthly financial reconciliations as assigned.</li><li>Assists with ad hoc analytical projects, proformas, and reporting requests</li><li>May include accounting functions including contractual allowance reserve calculations, identification of appropriate accruals and broad understanding of income statements and balance sheet accounts.</li></ul> About Us Find it here.Discover the job, the career, the purpose you were meant for. At Carle Health, we're committed to fostering a workplace where every team member feels valued, respected and empowered, where passion and purpose come together to positively impact the lives of our patients and our communities. Find it all at Carle Health. Our nearly 17,000 team members and providers work together to support patient care across central and southeastern Illinois.  We’ve grown to include eight, award-winning hospitals and a multispecialty provider group with more than 1,500 doctors and advanced practice providers. We’re developing the next generation of providers and healthcare professionals through Carle Illinois College of Medicine, the world’s first engineering-based medical school, and Methodist College. Carle BroMenn Medical Center, Carle Foundation Hospital, Carle Health Methodist Hospital, Carle Health Proctor Hospital, Carle Health Pekin Hospital, and Carle Hoopeston Regional Health Center hold Magnet® designations, the nation’s highest honor for nursing care. We offer opportunities in several communities throughout central Illinois with potential for growth and life-long careers at Carle Health.  We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. Carle Health participates in E-Verify and may provide the Social Security Administration and, if necessary, the Department of Homeland Security with information from each new employee's Form I-9 to confirm work authorization. | For more information: human.resources@carle.com. Compensation and Benefits The compensation range for this position is $33.72per hour - $58per hour. This represents a good faith minimum and maximum range for the role at the time of posting by Carle Health. The actual compensation offered a candidate will be dependent on a variety of factors including, but not limited to, the candidate’s experience, qualifications, location, training, licenses, shifts worked and compensation model.

 

Carle Health offers a comprehensive benefits package for team members and providers. To learn more visit careers.carlehealth.org/benefits.

HYBRID - Sr Financial Analyst

Senior Financial Analyst

Bachelor's degree in Finance, Business Administration, or Accounting; budgeting, financial reporting, and analytics experience.

The Timken Company – Engineered Bearings & Industrial Motion Products

What Timken makes possible begins with you. Those who came before us helped land a man on the moon, create the world's infrastructure, and introduce renewable energy alternatives. Now you can join the Timken team to write your own unique story and help drive what's next.
A career at Timken means you can have an immediate impact doing Work That Matters to the world— improving the efficiency of today's industrial equipment and preparing for the future of motion on our planet and beyond. New employees can start contributing right away, and there are many opportunities to advance your career at your own pace. Join our global team of 19,000 people in 45 countries, and start helping our customers push the limits of what's possible in their world of motion.Position Summary: 
The Senior Supply Chain Analyst is a strategic role responsible for managing complex global purchasing initiatives, long-lead-time materials, and high-impact supplier relationships. This position plays a critical part in ensuring supply chain resilience, cost efficiency, and operational excellence across the organization. The ideal candidate will bring deep supply chain expertise, strong analytical capabilities, and a collaborative mindset to drive cross-functional alignment between the facility and corporate teams. Additionally, this role will mentor and support the development of junior analysts within the department.
Essential Job Duties:  
Global Purchasing &amp; Supplier Management:
<ul style="margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Lead purchasing strategies for complex, long-lead-time materials and components from global supply base.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Assist in the evaluation and onboarding of suppliers, negotiate pricing and terms, and ensure compliance with quality and regulatory standards.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Manage supplier performance through scorecards, audits, and continuous improvement initiatives.</li>
</ul>
Strategic Inventory Management &amp; Risk Mitigation:
<ul style="margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Develop and maintain purchasing plans that align with production forecasts and business objectives.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Identify and mitigate supply chain risks, including geopolitical, logistical, and capacity-related challenges.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Support target inventory levels, and cost-reduction initiatives through supplier consolidation, competitive quoting, and value engineering.</li>
</ul>
Cross-Functional Collaboration:
<ul style="margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Serve as a key liaison between the plant and corporate supply chain, engineering, quality, warehouse/receiving, and finance teams.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Participate in cross-functional projects to support new product introductions, process improvements, and strategic planning.</li>
</ul>
Data Analysis, Ownership &amp; Process Optimization:
<ul style="margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Take ownership over all purchasing related system master data – source lists, purchasing info records, critical vendor details (pricing, lead time, lot sizing, etc.)</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Analyze supply chain data to identify trends, optimize inventory levels, and improve procurement efficiency.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Leverage ERP and analytics tools to drive data-informed decision-making and reporting.</li>
</ul>
Mentorship &amp; Leadership:
<ul style="margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Mentor and provide guidance for junior supply chain analysts, supporting their professional development and performance.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Share best practices and contribute to building a high-performing, collaborative supply chain team.</li>
</ul>
 
Qualifications:
Required: 
<ul style="list-style-type:circle;margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Bachelor’s degree in business, supply chain, or a related field - with 4+ years of relevant experience.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;font-size:11.0pt;font-family:Calibri, sans-serif">ERP/SAP experience.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Proficiency in Microsoft Office Suite, particularly Excel and PowerBI.</li>
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Experience purchasing inputs for a manufacturing environment.</li>
</ul>
Preferred: 
<ul style="list-style-type:circle;margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Direct experience working with a global supply base.
<ul style="list-style-type:circle;margin-top:0.0in;margin-bottom:0.0in">
<li style="margin:0.0in 0.0in 0.0in 24.0px;line-height:normal;background-color:white;font-size:11.0pt;font-family:Calibri, sans-serif">Experience negotiating pricing, terms, lead time, etc.</li>
</ul>
</li>
</ul>
 
Certificates, Licenses, Registrations:  APICS certification preferred.
Language Skills:      
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.  Ability to write routine reports and complete necessary production forms.  Ability to speak effectively with fellow employees and suppliers.
Mathematical Skills:                                                    
Ability to work with mathematical concepts such as probability and statistical inference.  Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
Reasoning Ability:                                                        
Ability to apply common sense understanding to carry out instructions furnished in written, oral, schedule, or diagram form.  Ability to deal with problems involving several variables; problem solving ability.
Physical Demands:  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. 
While performing the duties of this job, the employee is frequently required to stand, sit, use hands/arms.  The employee is regularly required to talk, hear at conversational level, and smell.  The employee is occasionally required to walk, climb, balance, stoop, kneel, crouch, or crawl. The employee must regularly lift/move up to 10 pounds, frequently lift/move up to 25 pounds, and occasionally lift/move up to 50 pounds.  Moving/lifting greater than 50 pounds requires assistance from another employee or a lifting device/hoist.  Specific vision abilities required by this job include close vision, peripheral vision, depth perception, and ability to adjust focus.
Work Environment:  The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. 
While performing the duties of this job, the employee is regularly exposed to moving mechanical parts. The employee is frequently exposed to fumes or airborne particles, outside weather conditions, and vibration. The employee is occasionally exposed to extreme heat and risk of electrical shock. The noise level in the work environment is usually loud.
 
Required Personal Protective Equipment
Employee is required to wear proper safety eyewear, hearing protection, and steel-toed shoes at all times while on the plant floor.
 
The yearly compensation for this role is $73,280 - $96,180, is commensurate on experience and education, and could pay more or less than the posted range. This full-time position is eligible to participate in the company’s short-term incentive program, paid time off plan, 401k, and comprehensive benefits package including medical, dental, and vision.  Qualified candidates can apply for this position by clicking on the link located in the job posting at <a title="http://www.careers.timken.com" href="http://www.careers.timken.com/">www.careers.timken.com</a>.   All qualified applicants shall be treated equally according to their individual qualifications, abilities, experiences and other employment standards. There will be no discrimination due to gender or gender identity, race, religion, color, national origin, ancestry, age, disability, sexual orientation, veteran/military status or any other basis protected by applicable law.
 <img style="width:565.0px;height:244.0px" alt="Apply Today">

Senior Supply Chain Analyst (Fulton, Illinois, United States, 61252)

Senior Supply Chain Analyst

Bachelor’s degree in business or supply chain with 4+ years of experience; ERP/SAP; Excel and Power BI; manufacturing purchasing experience.

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