Job Title: Manager of Credit Reports To: VP Credit/Risk Job Functions Approve/assign credit limits Approve/assign risk classifications Coordinate monthly AR reviews and complete watch list reports Credit review and analysis of new and existing accounts Identify and closely monitor high risk customers Manage credit bureau/information resources Manage customer and AR portfolio risk in accordance with goals and objectives Negotiate alternative selling terms/arrangements Participate in credit industry group meetings Collections/Disputes/Recovery Job Functions Approve legal and third-party collections as appropriate Communicate and enforce terms of sale and take collection action as needed Communicate with sales and customers in respect to credit holds Maintain credit/collection records and files in a secure environment Manage legal files and bankruptcies, including directing the efforts of attorneys Oversee dispute resolution process Management/Reporting Job Functions Determine, implement and manage department structure and objectives Work closely with accounting to ensure all payments are applied and recorded Coordinate all deduction resolutions Establish written policies/procedures Prepare and monitor credit department budget Generate AR management reports including analysis Generate weekly, monthly, quarterly, and yearly reports Communicate credit strategy through written, verbal and formal presentation to management Challenges: Balancing customer credit risk and business opportunities to optimize profits while maintaining great customer relations Dealing with sensitive issues involving key accounts (NDA’s, financial statements, etc.) Improving AR portfolio performance Interacting with other internal functions for mutual benefit Monitoring/benchmarking industry & peers to identify competitive opportunities/shortfalls Dealing with customers in high conflict situations Balancing daily activities against strategic goals Efficiently managing day-to-day tasks and multiple priorities Work with little supervision Ability to recommend alternative selling terms/arrangements Ability to protect confidential information for customers and internally Supports auditors (internally and externally Qualifications: College degree in Finance or Accounting.  MBA a plus NACM/ICCTF Certifications (CCE) a plus  Experience working with different ERP Systems, Microsoft D365 a plus  Knowledge of creditor rights & bankruptcy law Good knowledge of credit and collection automation tools 5-10 years commercial credit management experience with a large company Strong PC skills - word processing/spreadsheets Strong organizational skills Strong communication skills (oral and written) Self-motivator-ability to work with little supervision Excellent negotiation skills Strong ability to analyze financial statements Ability to handle multiple tasks simultaneously Good knowledge of UCC filings Thorough understanding of marketing programs and sales plans Proven leadership skills