$10,000 Signing Bonus Available. This position is responsible for management of our existing commercial loan portfolio. The individual assists in servicing business loan relationships and maintaining existing loan files to ensure that they are compliant with Bank policy. This employee will communicate with relationship managers, clients, and third parties, and will perform annual reviews and loan maintenance. This position may also take on supervisory and leadership functions as appropriate. This is the "next step" position for current Branch Tellers, or perhaps an option for recent college graduates or current college students looking for experience in Banking. This employee reports to the Credit Administration Manager.
DUTIES
Complete annual loan reviews, prepare requests to amend or modify loan documentation, and recommend risk grade changes.
Complete loan action plan and status reports and projection monitoring reports.
Obtain updated financials, evidence of insurance, and other items as required per the loan documents.
Manage tracking item system and monitor compliance with loan covenants.
Conduct periodic site visits.
Coordinate preparation for loan reviews and exams and promptly resolve audit exceptions.
Provide ongoing support and training for other team members.
ABILITIES
Demonstrated commitment to superior customer service.
Proficiency or ability to learn analysis of financial statements and cash flows.
Understanding of or ability to learn commercial credit underwriting and loan documentation.
Ability to anticipate potential issues and proactively recommend appropriate solutions.
Proficiency in Microsoft Word, Excel, and Outlook.
Proficiency in Fiserv System and Baker Hill applications preferred.
Strong written and verbal communication skills and high level of professionalism.
Ability to work effectively on a team, exhibit flexibility and adaptability, and embrace collaboration.
Familiarity with SBA and USDA lending preferred.
Understanding of applicable Bank regulations (e.g., Reg Z, BSA, etc.) preferred.
Medical, Dental, and Vision insurance
Paid Disability and Paid Medical Leave
401k plan with company match
PTO and sick leave
fmlaen.pdf (FMLA Poster)
Polygraph Protection Act employee rights
Know Your Rights: Workplace discrimination is illegal
12 paid Holidays (including your birthday)
Employee Events
Tuition Reimbursement
Service Awards
Annual Merit Increases