Description

Community First National Bank is seeking a detail-oriented and motivated Loan Closer to join our LPO Mortgage Division. This role is responsible for reviewing closing documentation, ensuring data integrity, preparing accurate closing figures, and coordinating the timely funding and disbursement of mortgage loans. If you thrive in a fast-paced environment, enjoy problem-solving, and are committed to exceptional customer service, we’d love to meet you.

Requirements

Key Duties & Responsibilities:

• Review title commitments, lock confirmations, approval sheets, and loan documents for accuracy and compliance in accordance with our Quality Assurance checklist
• Ensure all critical dates within pipeline are met, including but not limited to closing dates and lock expiration dates
• Balance fees and ensure fee compliance
• Ensure Accuracy of tax/insurance information and data entry
• Clear closing conditions
• Prepare closing figures and review/approve Closing Disclosures from title companies to ensure accuracy
• Conduct timely review of closed loan packages to verify accuracy, completeness, and readiness for funding.
• Communicate effectively with team members and act as a liaison across departments to resolve issues and support loan closings.
• Perform other duties as assigned by management- including but not limited to receiving packages, shipping Notes and final docs
• Meet expectations for attendance and punctuality.

Skills and Qualifications:

• Strong attention to detail and excellent organizational skills.
• Ability to manage multiple priorities in a deadline driven environment.
• Strong sense of urgency, follow-through, and responsiveness.
• Excellent written, verbal, and interpersonal communication skills.
• Effective time management skills.
• Mathematical skills including problem solving.
• Ability to utilize resources available to complete assigned projects.
• Self-starter, ability to work independently.
• Works well with others and takes direction from management.
• Competence with computers and 10-key calculator.
• The ability to make sound decisions. This may include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank’s exposure to loss or fraud and the ability to think through and rationalize decisions.

Education & Experience

• High school diploma or GED equivalent (required).
• 1+ year of experience in the mortgage industry (required).
• Experience with Encompass Loan Origination System (preferred).

The qualifications outlined above reflect the necessary knowledge, skills, and abilities for this role. We are committed to providing reasonable accommodations to support individuals with disabilities in performing essential functions.