About GAINSCO

Founded in 1978, GAINSCO offers property and casualty insurance with an emphasis on non-standard personal auto policies. It serves drivers nationwide by providing minimum-limits personal auto coverage, making insurance more accessible to a broader market. In 2020, State Farm Mutual Automobile Insurance Company acquired GAINSCO, Inc. and its subsidiaries, making a significant milestone that strengthened GAINSCO’s ability to grow and expand its reach in the personal auto industry market while continuing to build on its decades of specialized expertise.

Join a team that is dedicated to supporting your professional growth and long-term success.

Who We Are

At GAINSCO, we are a team driven by passion, creativity, and a commitment to excellence. We celebrate achievements, encourage innovative thinking, and recognize the unique strengths each person brings. Our people truly set us apart.

If you’re seeking a company where your contributions are valued, your efforts have a visible impact, and your dedication is recognized, take the next step in your career with us.

As a PIP Adjuster II – Coverage and Qualification, you’ll be responsible for investigating and resolving first-party medical claims across multiple states. You’ll work closely with policyholders, medical providers, and internal teams to ensure claims are handled accurately, efficiently, and in compliance with state regulations and company guidelines.

What does a PIP Adjuster II do at GAINSCO?

Conduct thorough investigations, including reviewing coverage, taking recorded statements, and gathering supporting documents such as police reports, repair estimates, and medical records.
Communicate with claimants to explain benefits, eligibility, required forms, and claim procedures.
Identify and refer potential fraud indicators to the Special Investigations Unit (SIU).
Evaluate and recommend approval or denial of claims based on policy language, state statutes, and investigative findings.
Ensure timely and accurate resolution of claims in accordance with company and regulatory standards.
Review and respond to correspondence and medical bills in a timely manner.
Maintain accurate and detailed claim files and documentation.

What is required?

Education:

High School Diploma or Equivalent

Licenses/ Certifications:

To perform the essential functions of this job an active Texas or Florida Adjuster License will be required to comply with state and GAINSCO requirements.

Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained.
All licenses must be maintained in accordance with state requirements.

Professional Insurance and/or Claims Designations are a plus.

Experience:

A minimum of 1 year of experience as an Auto Insurance Claims Adjuster is required.
Experience with 1st Party Medical Claims is preferred.
Experience with medical coding and/or medical billing a plus.
Experience with Guidewire, Decision Point, and other claims systems preferred.

Other skills and abilities:

Strong verbal and written communication skills.
Excellent attention to detail and organizational skills.
Ability to manage multiple tasks and prioritize effectively.
Analytical thinker with the ability to draw conclusions and make sound recommendations.
Calm and professional demeanor when handling challenging situations.

What else do you need to know?

Remote
Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance.
Parental Leave Policy
401K + Company Match
PTO Plan + Paid Company determined Holidays.

**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**

All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.

GAINSCO is an Equal Employment Opportunity Employer