Job Summary:   The SBA Loan Officer (SBALO) is responsible for focusing on acquisition of new SBA 504 and 7(a) loans.  This will be accomplished through their control and management of sales, loan growth, business development and as being a trusted advisor on their banking needs.  The SBALO is highly involved in business development, client or prospective client sales calls, structuring loan proposals, loan pricing, while developing the Bank’s brand and increasing awareness in the marketplace.  

Essential Functions:

1. Meets and exceeds monthly performance-based scorecard goals that include but are not limited to loan and deposit production.
2. Responsible for the acquisition of new SBA 504 and 7(a) loans.
3. Enhances the loyalty and profitability of existing relationships, growing new profitable relationships, and referring opportunities to other parts of the company. 
4. Participates in network groups, industry trade organizations and networking events to cultivate a referral relationship.
5. Reviews, processes, and prepares documentation for loans; ensures that it is complete, legal, and in compliance with regulatory and bank requirements.
6. Assists in obtaining financial statements, tax returns, and other credit information for timely new loan assessment.
7. Ensures that loans and other assets are appropriately, and timely risk rated in accordance with the Bank’s loan policy.
8. Performs other duties and special projects as needed and assigned.