HiringCafe
Posted 1w ago

Loan Specialist

@ M/I Homes
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Nashville, Tennessee, United States
OnsiteFull Time
Responsibilities:Gathers documents, Reviews packages, Communicates with borrowers
Requirements Summary:High school diploma required; some college preferred; 3+ years mortgage field experience; proficient with Day One Certainty, FHA Connections, VA Portal and related databases.
Technical Tools Mentioned:Day One Certainty, FHA Connections, VA Portal
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Job Description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

M/I Homes, a top 15 national home builder, continues to expand its division in Nashville/Franklin.  They seek a Mortgage Loan Processor for its partner builder financing subsidiary, M/I Financial, located in Franklin, TN.  The successful candidate must be very well versed in processing of all types of purchase money mortgage loans, including conventional, FHA, and VA.  This position is full-time in the Franklin, TN office.

The position offers:

  • Steady work environment – driven by builder new home purchase sales – NO refinances.
  • Conveniently located just off Cool Springs Blvd
  • Salary + Monthly Paid Incentives based on work volume achieved.
  • Monday through Friday work environment.
  • Generous paid time off structure.
  • Entire loan operation – origination, processing, underwriting -  locally based.
  • Team partnership with a top 15 national builder.
  • Discount on employee new home purchases.
  • 401K and Profit Sharing.
  • Full Medical, Vision, and Dental Insurance.

Job Summary:

Processes applicable documentation for Conventional, FHA, and VA mortgage loan applications and prepares required packages for loan approval.  This position requires on-site work and remote work is not available. 

Duties and Responsibilities:

  • Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
  • Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings  to be submitted to underwriting for approval.
  • Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
  • Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
  • Prepares file for final clear-to-close by branch management.