POSITION SUMMARY: The Business Development Officer will be responsible for identifying, analyzing, selling, and supporting all cash management / business related deposit products and services.
ESSENTIAL FUNCTIONS:
1. Partner with Lenders, Branch Managers and others to identify new client/prospect opportunities. This will require travel to meet clients/prospects throughout the state of Kentucky and future markets.
2. Assist with the onboarding/support of commercial deposit accounts and cash management products that are needed by commercial clients.
3. Work with Lenders and/or Senior Management to respond to all Requests for Proposal.
4. Function as a point of contact for both external bank customers, as well as internal customers (lenders), of the bank for supporting products such as Remote Deposit Capture, ACH, Wire, Online Banking, and other current or future Cash Management products/services provided by the bank.
5. Help to provide customer training and installation assistance, both in-person and via telephone. Responsible for ensuring each implementation is completed successfully, with minimal impact to the customer, while providing quality customer service.
6. Identify possible cross-sell opportunities within current client base through in-person calls and at least annual reviews of all commercial client relationships.
7. Researches and reports on competitors’ products and marketing strategies and recommends new products, services, and marketing ideas as well as modifications/improvements to existing product offerings.
8. Serve as primary on-site sales person for “Employer of Choice” checking accounts (employee bank at work program).
OTHER RESPONSIBILITIES:
1. Performs other work-related duties as assigned.
2. Performs job duties in compliance with all laws and regulations to include the Bank Secrecy Act.
3. Recognizes opportunities for other bank products and services as applicable and makes referrals as appropriate.
Physical Demands:
While performing the responsibilities of the job, the employee is required to speak English and hear. The employee spends 50% of the day sitting at a desk. The employee will stand, walk, bend or crouch (50% of the day). The employee may be required to lift 10 pounds to perform their job.
EDUCATION, EXPERIENCE AND SKILLS REQUIRED
1. Bachelor’s degree in business administration or equivalent professional experience.
2. Solid background in the and knowledge of financial institution policies and products.
3. Minimum two years financial institution experience. Direct experience working in cash management is preferred.
4. Strong analytical, communication, and sales skills.
5. Ability to use office and software equipment including (but not limited to) Office 365, computer, fax, etc.
6. Continuing related education.
7. Valid driver’s license.
Monday-Friday 8:00am-5:00pm. Additional hours as needed.