This position provides leadership, direction and guidance of all bank activities in Hawley & Detroit Lakes.

Primary Duties:

• Executing bank policies, procedures and objectives and works closely with Executive and Senior Management in administration of the bank.
• Provide leadership and management of the Hawley & Detroit Lakes branches by managing asset/liability portfolio and profitability while maintaining compliance with bank regulations, laws and bank policies.
• Ensure efficient and effective branch operations collaborating with Retail and other departments by selecting, developing and managing staff.
• Develop new business, both agriculture and commercial businesses, and promote the bank’s image in the community through business development programs and by becoming involved in key community activities.
• Work closely with the Executive and Senior Management in pricing loans, deposits and other products and services.
• Record new business development and sales activity in SalesForce.
• Strive to ensure good quality loans and minimal risk to the bank.
• Provide guidance to staff in establishing and negotiating, where necessary, terms under which the credit could be structured, including costs, repayment methods and collateral requirements.
• Provide guidance to the loan document representative and commercial banking assistant in preparation of loan documentation.
• Provide guidance to staff in the monitoring of credit facilities when booked. Assess interim financial information, borrowing base reports and other supporting documentation.
• Seek out and refer quality prospects to other lines of business including; Retail, Private Banking, Mortgage, Insurance, Agriculture, Treasury Management, Public Finance, Retirement and Wealth Management.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

Job Skills Required:

• B.A. in Accounting, Finance, Business Administration or related field.
• At least five years of business development experience.
• Working knowledge of loan and deposit documentation.
• Effective time management and organizational skills.
• Ability to prioritize.
• Working knowledge of accounting principles.
• Effective written and verbal communication skills.
• Ability to resolve problems of complex nature.
• Proficiency with computer technology.