Pioneer Trust Bank is seeking a dedicated and knowledgeable Commercial Loan Officer to join our growing team. The successful candidate will play a critical role in evaluating, authorizing, or recommending approval of commercial loans and credit lines. This role is essential in supporting business growth by facilitating access to capital for our clients and maintaining a high standard of financial prudence.
Come add value to a high performing team and assist us in providing exceptional service to our beloved community in a fun work environment where you will be appreciated, supported, empowered, and cared for.
Given our clientele and business model, we are dependent on our staff working in-office. This is not a remote position.
This position, as with all positions at Pioneer Trust Bank, does not have sales goals or quotas.
Job Type: Full Time/Exempt
Standard Hours: Mon-Fri 8:00am-5:00pm (occasional flexibility for project deadlines and events)
What You'll Do
- Provide exceptional care to colleagues, clients, and community.
- Develop strong relationships with new and existing clients to understand their business needs and provide appropriate loan solutions.
- Review and approve loans within established lending limits or refer them to higher authority for approval.
- Ensure compliance with all regulatory requirements and internal policies during the loan review process.
- Review comprehensive loan proposals and present them to the Loan Committee for approval.
- Monitor existing loans and credit lines to ensure adherence to terms and proactively manage any risk factors.
- Maintain accurate and detailed records of loan applications, approvals, and denials.
- Collaborate with colleagues to coordinate the underwriting process.
- Represent the Bank in local community as appropriate.
- Review and process construction draws, payments, new loans, and renewals.
- Answer loan related questions from clients.
Why You'll be Successful
- Have a desire to serve and put the needs of clients and our community first.
- Have excellent time management and follow-up skills.
- Care about excellence and being a part of something larger than yourself.
- Enjoy working collaboratively in a team environment.
- Have outstanding customer service skills.
- Understand credit underwriting and how to navigate the lifecycle of a loan.
- Have 5+ years of experience in commercial loans.
- Understand the importance of following documented procedures to execute duties.
- Foster and maintain strong working relationships with all colleagues.
Why You'll Love Pioneer Trust Bank
We are committed to work life balance and are proud to offer a competitive salary and benefits package that includes:
- Medical (85% of employee coverage paid by company)
- Dental (85% of employee coverage paid by company)
- Vision Insurance (85% of employee coverage paid by company)
- 401(k)
- Life and Long-Term Disability Insurance (100% company paid)
- Generous Profit Sharing
- Health & Dependent Care Reimbursement Accounts
- Employee Assistance & Wellness Program (100% company paid)
- Vacation & Sick Leave
- Up to 11 Paid Holidays
- Tuition Reimbursement
- Banking Privileges
- Ongoing professional development
Pioneer Trust Bank, N.A. is an EEO employer and is dedicated to an organizational culture of inclusivity. For more information about us, please visit www.pioneertrustbank.com.