Posted 3mo ago

Security National Financial Corporation - Reverse Mortgage Loan Officer

@ Security National Financial
United States
RemoteFull Time
Responsibilities:Build relationships, Negotiate terms, Guide process
Requirements Summary:Bachelor's degree in business, finance, or related field; min 1 year loan originator experience; strong knowledge of lending practices and regulations; excellent communication skills.
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Security National Financial Corporation - Reverse Mortgage Loan Officer














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Reverse Mortgage Loan Officer

Security National Financial Corporation

Reverse Mortgage Loan Officer

Fully Remote
Remote Worker - N/A
Job Type
Full-time
Description

As one of the nation’s leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We’re currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking—and have an innate ability to manage and lead.


What You'll Do

  • Establish strong relationships with realtors, builders, developers, CPAs, and financial planners
  • Gain applicable expertise in local and national real estate markets
  • Negotiate ideal price, terms, and conditions for reverse mortgages
  • Determine and address problems that may arise during the loan application process

Daily and Monthly Responsibilities

  • Coordinate customer interaction and interface with all parties involved in each individual loan
  • Guide customers through the loan process, including negotiation, terms, and conditions
  • Maintain a customer’s relationship with corresponding realtors, builders, developers, CPAs, and financial planners
  • Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA
  • Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages
Requirements
  • Bachelor’s degree in business, finance, or related area
  • Minimum 1 year of loan originator experience
  • Advanced knowledge of lending and credit markets
  • Knowledge of all Federal and State real estate lending regulations

Preferred Qualifications

  • Excellent written and verbal communication skills
  • Advanced interpersonal skills, with a strong focus on customer service
  • Highly detail-oriented
  • Knowledge of reverse mortgage programs (like HECM: Home Equity Conversion Mortgage) and relevant regulatory frameworks (e.g., FHA, HUD, CFPB).

Physical Requirements: 

  • Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. 
  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
  • Must be able to occasionally lift and carry up to 15 lbs.
  • Must be able to talk, listen and speak clearly on telephone
  • Must be able to sit for prolonged periods at a desk, while working on a computer