Posted 2mo ago

Mortgage Loan Originator I

@ Raiz Federal Credit Union
El Paso, Texas, United States
$22-$32/hrOnsiteFull Time
Responsibilities:process loan, cultivate relationships, meet production
Requirements Summary:High school diploma; licensed or able to obtain NMLS; 1+ year customer service; 1-3 years in financial institutions or lending; strong communication and analytical skills.
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Job Description

Our Company 



At Raiz FCU, we share a passion for knowledge and a pursuit of growth. Grounded in our El Paso heritage as previously Teachers Federal Credit Union, since 1936 we are growing to help our community move into the future. We are inspired people, invested in you.  At Raiz, we guide our members to focus on what could be and help them get there. This new path inspires us to look ahead and lead the way with passion. 



Job Overview



This position reports to the Mortgage Production Manager. This role requires someone enthusiastic about educating and assisting our members with our mortgage loan products and services.  The Mortgage Loan Originator (MLO) is responsible for the solicitation of mortgage loans from credit union existing members, realtors, builders, and the general public. Conducts initial pre-qualification interview, completes an accurate loan application along with required documentation, and provides “Pre-Approval” notices, disclosures, and other documents as required within Credit Union Policy and Procedures. MLO will keep accurate loan records within the system of record. Conveys policies for extension of credit by Credit Union and secondary investor guidelines. The Mortgage Loan Originator must possess essential product knowledge to properly communicate products to realtors, builders, applicants, and members. An understanding of interest rates is required. Negotiates rates, fees, and terms to the applicant.   Must actively listen for cross-selling opportunities of all Credit Union products and services. Meet mortgage loan scheduling and documentation requirements, and production expectations as determined by the Mortgage Department Management. Serves members, prospective members, builders, and realtors promptly and professionally. 



Position Details: 



Non-Exempt (Hourly) 



Hours: Monday through Friday, occasional Saturdays 



6610 Continental Drive El Paso, TX 79925



Pay Range:  



$21.57-$32.35