The Commercial & Savings Bank (CSB) has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award (www.northcoast99.org), which recognizes the 99 best employers for top talent in Northeast Ohio.
This is a full-time, on-site position at our Operations Center, in Millersburg, OH. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
This is a full-time, on-site position at our Operations Center, in Millersburg, OH. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
- Spreading financial statements using Credit Quest/Financial Analyzer program, identifying trend(s), and comparing results to industry averages
- Analyze credit information and present to loan officers and Credit Officer
- Assist in grading loans using the Bank’s risk rating system
- Preparing financial analysis of watch list credits and completing quarterly action plans
- Conduct annual review on aggregate credit relationships in excess of $500K
- Identify and notate commercial loan policy exceptions
- Assist in credit analysis training for management trainees, new loan officers, and banking center managers
- Assist with preparation of cash flow and collateral analysis for commercial loans less than $500K and with aggregate credit relationships less than $500K
- Serve as the Secretary or back–up Secretary for the Officers’ Lending Committee by taking minutes
- Assist with the Executive and Officer’s Lending Committees loan packets preparation and distribution
- Review commercial appraisals and complete real estate evaluations
- Assist lenders with SBA applications and entering loans into the SBA’s on-line approval system
- Demonstrates a commitment to CSB’s vision, mission, and core values and seeks to align one’s behavior in such a way that gives these foundational principles the best chance at becoming a reality.
Education: A high school diploma or general education degree (GED) is required. A four-year degree in a business-related field is preferred. A minimum of one year of related work experience; or equivalent combination of education and experiecne..
Summary of Employee Benefits:
- Competitive base wage
- Incentive compensation and profit sharing
- Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance – (plan and/or benefits eligibility requirements apply)
- Paid time off for vacation, illness, bereavement, and jury duty
- 401(k) with an employer match and on-site advisers
- Employee Assistant Program (EAP) with free access to mental health resources
- Comprehensive wellness program with financial incentives to promote a healthy lifestyle
- Training and professional development opportunities to help you reach your long-term goals
- Paid holidays available immediately upon hire
- Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.