Posted 3w ago

Bank Operations Specialist

@ First Utah Bank
Salt Lake City, Utah, United States
$23-$28/hrOnsiteFull Time
Responsibilities:Processing transactions, Reconcile accounts, Maintain records
Requirements Summary:Entry-level banking operations role; 1-2 years experience; HS diploma required; bachelor's preferred; strong Excel and regulatory knowledge.
Technical Tools Mentioned:Microsoft Excel, Banking software
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Job Description

Operations Specialist


The Operations Specialist at First Utah Bank plays a key role in supporting the daily operational functions of the Bank. This individual ensures that back-office processes run smoothly, accurately, and in compliance with applicable banking regulations, internal policies, and established procedures. The Operations Specialist serves as a resource for both staff and customers, with a commitment to excellence in service and operational integrity. This position is primarily performed in a standard office environment. The role may require extended hours during peak periods such as quarter or year ends.


Job Responsibilities


Operations



  • Process and verify daily transactions including wire transfers, ACH origination, and lockbox deposits.

  • Open and close certificate of deposit accounts, ensure proper documentation is obtained and filed.

  • Process all transaction exceptions for the Bank including non-posts, stop payments, and non-sufficient funds.

  • Complete daily official check account reconciliations.

  • Maintain the Bank’s central vault, order and sell cash; investigate and resolve any out-of-balance conditions.

  • Process daily debit card reconciliation and customer fraud disputes.

  • Process all Bank invoices.

  • Process check adjustments, including deal direct with other financial institutions.

  • Maintain accurate records and filing systems in accordance with the Bank’s document storage and retention policies.


Team Management and Development



  • Be an active participant of a collaborative, high-performance culture that prioritizes customer service, accuracy and accountability.

  • Provide cross-functional support to other departments.


Compliance and Risk Management



  • Ensure all operations comply with applicable regulations.

  • Complete CTRs and SARs as required.

  • Follow established dual-control procedures and internal controls for all sensitive operations.

  • Assist in gathering information for internal reviews and audits.

  • Monitor exception reports and take corrective action to resolve items in a timely manner.

  • Assist with fraud detection and prevention programs, escalating issues as appropriate.


Customer Service and Support



  • Assist customers with treasury management related inquiries and operational requests in a professional and timely manner.

  • Support onboarding of new business and consumer relationships

Required Qualifications



  • High school diploma or GED required. Bachelor's degree in Business Administration, Accounting, Finance, or a related field preferred.

  • Minimum one to two years of experience in banking operations, branch operations, or a related financial services role. Teller experience or customer-facing banking experience a plus.

  • Comprehensive knowledge of banking regulations, deposit and lending operations, and back-office functions.

  • Excellent analytical and problem-solving skills with a high degree of attention to detail.



  • Familiarity with banking software systems.



  • Strong Microsoft Excel skills

  • Outstanding written and verbal communication skills.

  • Excellent interpersonal and communications skills; ability to work collaboratively with teammates and customers.

  • Demonstrated ability to manage multiple priorities in a fast-paced environment.

  • Demonstrated integrity and discretion in handling confidential customer and Bank information.


 

We offer a competitive salary, a focus on work-life balance, and the following benefits:


 - Health, dental, and vision insurance (the Bank covers 75% of premiums and maintains low deductibles) 


 - Flexible Spending Account, Short-Term and Long-Term Disability (employer paid), Life Insurance (employer paid)


 - 401k with employer match


 - Special rates on financial products


 - Annual Employee Events 


 -Tuition Reimbursement


 


 


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