Respect. Integrity. Ethics. Compassion. Humor.

At Central Willamette Credit Union, our core values aren’t just words—we live them every day. Our mission is to build local loyalty, connect with our community, and make life easier for the people we serve. We’re looking for passionate team players who lead with service, embrace change, and enjoy a good laugh along the way.

If you’re a detail-oriented, analytical lender who enjoys building relationships and making sound credit decisions, we’d love to meet you.

Commercial Loan Officer

Hybrid Schedule: 3 days in-office / 2 days remote
Salary: $74,684–$93,355

Position Purpose

The Commercial Loan Officer provides ethical, professional, friendly, and high-quality service to members. This role supports business members by offering guidance on business services, underwriting commercial loans, and making sound lending decisions that support both the member and the Credit Union.

This position also demonstrates CWCU’s core competencies by anticipating member needs, communicating clearly, and collaborating with internal and external partners to enhance the member experience and deliver results.

 What We Offer

·       2 weeks vacation your first year, 3 weeks your second, and 4 weeks your third

·       10 paid holidays annually

·       5 paid sick days annually

·       Medical, dental, and vision insurance starting the first of the month after hire

·       401(k) with employer match after 6 months

·       Semi-annual incentive bonus (up to 5% of annual salary)

·       Ongoing training and development

·       Leadership opportunities and the chance to make a meaningful impact

Essential Functions & Responsibilities

Loan Origination & Credit Analysis (35%)

·       Interview and consult with potential borrowers; complete credit reviews

·       Analyze creditworthiness and develop repayment structures for approval

·       Apply knowledge of legal entities and loan documentation to determine eligibility

Loan Portfolio Management & Monitoring (25%)

·       Develop, maintain, and grow the commercial loan portfolio

·       Monitor business loans to ensure timely and thorough ongoing review

·       Partner with commercial borrowers during early delinquency to support resolution

Loan Processing & Documentation (20%)

·       Prepare and maintain business loan files and documents, ensuring compliance

·       Review applications and documentation for completeness and accuracy

·       Coordinate closing requirements and prepare closing documentation

Departmental Oversight & Strategy (10%)

·       Provide day-to-day oversight of department workflow

·       Recommend policy, guideline, and procedure improvements as needed

·       Provide feedback and insights to the Director of Business Services

Compliance, Reporting & Training (10%)

·       Ensure compliance with lending regulations and documentation requirements

·       Maintain reports, spreadsheets, and related loan records

·       Attend training and stay current on policies, regulations, and services

Qualifications

·       Strong planning skills, financial acumen, and analytical capability

·       Proficient with Microsoft Office Suite and database systems

·       Ability to manage multiple priorities with interruptions

·       Working knowledge of accounting principles and financial concepts

·       Able to manage schedule with minimal supervision; flexibility to meet member needs

·       Familiarity with ACH and merchant services preferred

·       Knowledge of State/Federal regulations applicable to commercial lending

·       Professional presence and ability to represent CWCU to internal and external partners

·       Strong organization, time management, problem-solving, customer service, and communication skills

·       Proficient verbal and written English communication skills

·       Ability to assess and implement organizational changes

Education & Experience

·       Bachelor’s degree in business administration or related field OR equivalent demonstrated experience

·       Minimum 2 years commercial loan underwriting experience required; 5 years preferred

Physical Requirements

·       Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

·       Full-time schedule with occasional additional hours as needed to meet goals and deadlines

·       Ability to sit

Apply today and help us build local loyalty, connect to community, and make life easier for the members we serve.