POSITION SUMMARY
The Director of Product manages the Product staff and is responsible for analyzing and developing product recommendations, including Underwriting guidelines, to ensure a reasonable rate of return for the member carriers. The Director will use data and insights to develop new business strategies and reporting. 

PRINCIPAL DUTIES & RESPONSIBILITIES
•    Manage and oversee the Product function and serve as the primary decision maker, ensuring compliance.
•    Manage, coach and train Product team. Oversee hiring, counseling, and performance appraisals. 
•    Conduct Staffing Analysis based on Product workload.
•    Coordinate with the Product team to integrate changes in policies, coverage or other underwriting rules.
•    Assist in the annual budget preparation and analysis.
•    Oversee research, analysis, and testing of product changes, roll outs, and channel enhancements.
•    Oversee Underwriting Rate and Rule manuals, policy forms, Dec pages, disclosures, applications and notices.
•    Collaborate with actuarial staff to prepare state rate, rule and form filings and respond to state insurance department inquiries. 
•    Oversee research and analysis to provide product and guideline recommendations. 
•    Facilitate ad-hoc analysis on specified or varied metrics. 
•    Analyze metrics regarding Underwriting practices and recommend efficiencies in work processes and vendor/internal tools.
•    Create presentations to support rate changes and other strategic decisions.
•    Lead and collaborate with other departments, to improve underwriting processes and performance results.
•    Ensure timely and accurate application of all underwriting, premium, and policy compliance guidelines and processes supported by meaningful measurements and regular reporting of results.
•    Performs additional duties and/or special projects as required.

EDUCATION & EXPERIENCE
•    Bachelor’s Degree required.
•    10+ years of experience in a Product role with California property product required.
•    5+ years of experience managing Product personnel
•    Strong working knowledge of P&C policy contracts.
•    Knowledge of ISO homeowners, dwelling property and commercial property insurance policy language and procedures is a plus.
•    Strong understanding of rate making principles and processes.
•    Skilled in research and analysis, forming a business case, recommending process improvements, implementing product changes.
•    Ability to work autonomously and is self-directed in accomplishing deliverables.
•    Excellent verbal/written communication skills, including ability to make effective presentations.