Job Title:            Credit Management Officer

Department:       Credit Department

Classification:    Exempt

Reports to:         Deputy Head of Credit   

Summary/Objective:

This position provides general support service to the Credit Department. This includes preparation of management reports, assist with ongoing credit portfolio management, manage the Global Credit Management Systems (“GCMS”).

Essential Functions:

• 1. Prepare/review various reports for ICBC Group and local management
• 2. Manage all aspects of the credit records, both in physical and electronic format
• 3. Assist to manage the GCMS system and handle user inquiry and request
• 4. Effectiveness in detecting/handling the system problems or bugs during on-going systems enhancement testing and express findings clearly and concisely to the IT colleagues
• 5. Work with Risk Management Dept. on certain CECL process (data upload, scenario run, etc.) as an ongoing basis for ACL Analysis.
• 6. Assist Credit Officers with the review of third-party vendors and due diligence market research
• 7. Provide other credit administrative support
• 8. Perform and complete ad hoc assignments before the established deadlines
• 9. Perform other related duties and assignments as required.

Competencies:

In order to perform the job successfully, an individual should demonstrate the following competencies:

• 1. Ability to interact with all levels of management, work within a team environment and work independently
• 2. Detailed oriented and able to complete assignments under established deadlines
• 3. Ability to write reports and business correspondence
• 4. Ability to perform services in person from a Bank office or Branch to, among other things, access the Bank’s computer systems and engage in an interactive environment with co-workers.

Supervisory Responsibility: None