We are looking for a Special Assets Operations Analyst to join our team! This role supports the Special Assets Group by monitoring and administering a portfolio of problem loans, performing financial and credit analysis, coordinating with internal stakeholders and third-party vendors, and maintaining accurate reporting and documentation.
Builders Capital is the nation's leading private construction lender, providing innovative financing solutions to professional homebuilders. We are committed to empowering our clients with the capital and expertise they need to succeed in the dynamic residential construction market.
What You'll Do:
- Track, monitor, and report upon the Problem Loan Portfolio (Portfolio), which incorporates all BC assets from AQR 6 thru OREO, including providing analytical and administrative support to SAG Officers, encompassing the following activities/responsibilities:
- Supporting all aspects of the Portfolio, including but not limited to ordering third party reports, processing invoices, collecting/analyzing financials, updating LMS, issuing Notices of Default (NOD), processing draws, coordinating/participating in Borrower/Guarantor communications, etc.
- Completing periodic analysis of assigned relationships, including spreading financials, updating impairment analyses, and drafting Problem Loan Reports (PLR).
- Coordinating with third party vendors, including contractors, subcontractors, attorneys, receivers, title/escrow, and RE agents.
- Understand, stay abreast, and make recommendations regarding BC Policy and Procedures, in addition to applicable laws and regulations in area of responsibility.
- Perform/verify valuations, investigate credit history, and evaluate personal/business assets within BC policy and procedure as well as applicable federal laws.
- Support development of credits strategies with varying and evolving degrees of aggressiveness commensurate with the situation.
- Maintain current knowledge of general economic conditions or changing trends that may affect BC assets.
- Underwrite and draft credit requests for submission to management and capital partners.
- Provide operational and administrative support to the Special Assets Group across LMS, Asana, and related systems.
- Support internal and external reporting by compiling, validating, and organizing loan level data, narratives, and supporting documentation, including assistance with recurring and ad hoc reports.
- Maintain standardized reporting templates, documentation, and workflows to support consistency, accuracy, and efficiency.
- Track tasks, deadlines, and asset level requirements to support timely execution of departmental priorities.
- Support intake, setup, and ongoing monitoring of assigned Special Assets.
- Other duties as assigned to achieve the goals of the department and BC.