Description
Dandelion modernizes cross-border payments. Dandelion Payments is the largest real-time, cross-border payments network in the world. Enabling financial institutions and payments companies to offer instant, frictionless cross-border payments without significant resource investment and reducing costs by cutting out intermediaries. Dandelion makes cross-border payments simpler, faster, and more accessible, with a disbursement network in more than 190 countries and over 110 currencies. It is built to make the world's money work better with smart, scalable infrastructure powered to deliver traceable, real-time payments like a local—worldwide.
Responsibilities
In this role, you will serve as the compliance subject-matter expert in engagements from initial discovery conversations, clearly articulating Dandelion’s capabilities, with potential partners to provide compliance and regulatory guidance and ensure full compliance alignment for each partnership. You will oversee the regulatory and operational aspects of how financial institutions and fintechs connect to Dandelion. You will evaluate risk, interpret regional regulations, and help design control frameworks that support safe and scalable growth across the region. The role is both strategic and hands-on, working closely with product, legal, and partner teams.
Partner onboarding and control design
- Oversee and lead compliance for the onboarding of financial institutions and fintech partners to the Dandelion network.
- Assess partner risk profiles, payment flows, and regulatory considerations across the Americas.
- Evaluate existing control environments and define enhancements needed to safeguard the network.
- Conduct thorough and well-documented regulatory reviews for new partnerships and ensure that all required controls are consistently implemented before launch.
- Provide structured compliance input into onboarding decisions through written risk assessments and formal approvals.
Third-party and partner relationships
- Act as the primary compliance point of contact for banking and fintech partners across the region.
- Participate in discussions with partners, auditors, and regulators to explain Dandelion’s controls and expectations.
- Review and maintain compliance documentation, partner attestations, and due diligence records.
Regulatory assessment and advisory
- Interpret US federal and state MSB requirements, including BSA/AML program rules, OFAC, consumer protection, and Regulation E.
- Assess the regulatory impact of different commercial and operational models, including correspondent and payout structures.
- Track regulatory developments across the Americas and translate them into actionable product and operational guidance.
- Stay abreast of market trends in the fast-evolving cross-border payments space.
Qualifications
- Strong background in compliance, AML, and regulatory affairs within payments, fintech, and banking
- Deep understanding of cross-border payments, correspondent banking, and US MSB regulatory frameworks
- Experience in onboarding financial institutions.
- Commercial-driven mindset delivering new, high-potential partnerships.
- You strategically analyze customer needs to deliver the proper solution and can identify the need for change and pivot to customize/design/drive solutions in sales strategy/approach when necessary.
- Excellent communication skills, ability to influence effectively, and to simplify complex compliance topics for non-expert audiences.
- Proven experience successfully collaborating cross-functionally to execute deals.
- You operate with high ethics and integrity and are always committed to the organizational vision, values, and goals.
- Bachelor's Degree or MBA is preferred.
- Located in a major city in the US. You'll need to travel.
Perks & Benefits. Our package includes medical, dental, vision and life insurance, 401(k), employee stock purchase plan, paid time off, HSA/FSA, short-term/long-term disability, tuition assistance, growth opportunities, and more. Dandelion Payments values diversity and is proud to be an equal opportunity employer. We provide equal opportunities to all employees and applicants, regardless of race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.