Posted 1w ago

Credit Union Examiner

@ National Credit Union Administration
Denver or Washington or Gary or Indianapolis or South Bend or Kansas City or Boston
$63k-$95k/yrOnsiteFull Time
Responsibilities:conduct examinations, analyze data, train staff
Requirements Summary:Accounting/finance background with qualifying experience or advanced degree; auditing knowledge.
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Job Description
Security Clearance

Not Required

Duties

This job is being advertised in multiple ways. What jobs can you apply for? Hiring paths help you understand what jobs you are eligible to apply for and why. You may fall under multiple hiring paths. Learn all about hiring paths here: USAJOBS Help Center - Unique Hiring Paths Credit Union Examiners plan, conduct, and complete examinations of federally insured and federally chartered credit unions. This includes analyzing credit union data to identify areas of concern, persistency of previous problems, and risk to the National Credit Union Share Insurance Fund (NCUSIF). Some examinations are completed independently by an examiner while other examinations require working as part of a team. Credit Union Examiners at the CU-7 and CU-9 level are considered developmental positions. Individuals in these positions work under the close supervision of a Supervisory Examiner and are in a robust training program that includes: classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects; hands-on experience working with an on-the-job (OJT) trainer within his/her assigned district of credit unions; reading assignments pertaining to the laws, regulations, policies and directives which govern the operation of federal and federally insured credit unions; online training modules; and progressively responsible work assignments. Applicants may select up to 3 duty locations in which you are willing to reside. Applicants are expected to reside close to their official duty station, normally within 40 miles. More than the number of positions listed may be filled through this vacancy announcement.

Qualifications

PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than June 30, 2026. The ideal candidate for this position will have a degree in accounting, business, or finance; is skilled in using information systems and technology; is skilled in preparing written communications; and has good interpersonal skills. Proficiency in additional languages is also desired. MINIMUM QUALIFICATIONS For all grade levels, if you are found to meet the minimum experience and/or education qualification requirements below, you will be required to complete a USA Hire assessment battery (i.e., Assessment Questionnaire and Writing Assessment). You must achieve a minimum passing score on the Writing Assessment to receive further consideration for the position. See "How to Apply" for further information. To meet the minimum qualification requirements for the Grade CU-07, you must have one of the following (A, B, C, or D): A. EXPERIENCE: One (1) full year of specialized experience equivalent to CU/GS-05 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included preparing or analyzing financial statements and posting and/or balancing general ledger accounts in accordance with Generally Accepted Accounting Principles (GAAP) and auditing work involved with examination and appraisal of financial records or statements for completeness and internal accuracy in accordance with Generally Accepted Auditing Standards. OR B. EDUCATION (Superior Academic Achievement): Completion of a full 4-year course of study leading to a bachelor's degree or higher degree in economics, accounting, business, business administration, finance, marketing, or other directly related business field. This education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. For a more detailed description of qualifying accounting coursework, please see education section of this vacancy announcement. In addition to the above degree/course work requirement, you must also meet ONE of the definitions of Superior Academic Achievement listed below: A grade-point average of "B" (a GPA of 2.95 or higher out of a possible 4.0) for all completed undergraduates courses or those completed in the last two years of undergraduate study. A grade-point average of "B+" (a GPA of 3.45 or higher out of a possible 4.0) for all courses in your major field of study, or those courses in your major completed in the last two years of undergraduate study. Rank in the upper one-third of your class in the college, university, or major subdivision. Membership in a national honor society (other than freshman honor societies) recognized by the Association of College Honor Societies. OR C. EDUCATION (Graduate-level): One (1) full year (18 semester hours or 27 quarter hours or the number of units the school you attended considers equal to one full year) of graduate education in an accredited college or university in accounting, business, business administration (MBA), finance, marketing, economics or other directly related field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) hours in introductory auditing (or equivalent course) for a total nine (9) semester hours. These courses may have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in education section of this vacancy announcement. OR D. COMBINATION: A combination of graduate level education and experience described in "A" and "C" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree and divide by 18 semester hours or equivalent. Then take the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100 percent to qualify. To meet the minimum qualification requirements for the Grade CU-09, you must have one of the following (A, B, C, or D): A. EXPERIENCE: One (1) year of specialized experience equivalent to CU/GS-07 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included assignments involved in the examination and auditing of credit unions or financial institutions through detailed examinations of accounting documents to verify accuracy of computations and to ascertain that all transactions are properly supported and are in accordance with pertinent laws and regulations. OR B. EDUCATION (Graduate-level): Completion of two (2) full academic years of progressively higher graduate-level education, or a master's degree in an accredited college or university in fields such as accounting, business, business administration (MBA), finance, marketing, economics or other directly related academic field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement. OR C. CERTIFICATION: Possession of an active certificate as a Certified Public Accountant, obtained through written examination in a state, territory, or the District of Columbia. OR D. COMBINATION: A combination of education and experience described in "A" and "B" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree in excess of 18 semester hours and divide by 18 semester hours or equivalent. Then take number the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify. You must meet the qualifications (if qualifying by experience) for this position by the closing date of this announcement. Please note, all experience statements (i.e., duties or specialized experience) copied from this announcement and pasted into your resume will not be considered as a demonstration of your qualifications for this position. Your resume may not exceed two (2) pages and you MUST include specific details as to how your experience meets the specialized experience outlined in the vacancy announcement.When creating your resume, please follow the instructions in the Required Documents section below as well as the guidance found here. Failure to provide adequate and required info details will result in an ineligible rating. PASS/FAIL COURSES: If more than 10 percent of your undergraduate course work (credit hours) were taken on a pass/fail basis, your claim of superior academic achievement must be based upon class standing or membership in an honor society. More than the number of positions listed may be filled through this vacancy announcement.

Education

RECENT GRADUATE PROGRAM ELIGIBILITY: To meet the Pathways Recent Graduates program requirements for this position, you must have graduated from a qualifying educational institution or program within two (2) years of the date you submit your application or will graduate no later than June 30, 2026. ATTENTION VETERANS: A veteran, as defined in 5 U.S.C. 2108, who due to military service obligation, was precluded from applying to the Recent Graduates Program during any portion of the 2-year eligibility period shall have a full 2-year period of eligibility upon his or her release or discharge from active duty. In no event, however, may the individual's eligibility period extend beyond six (6) years from the date on which the individual completed the requirements of an academic course of study. PROGRAM COMPLETION AND CONVERSION ELIGIBILITY: Program participants MAY be converted, without a break in service, to a term, career or career conditional appointment upon completion of program requirements. To be eligible for conversion, Recent Graduates must: Complete two continuous years of work experience acquired through a Recent Graduate Program; Complete 260 hours of formal interactive training; Meet the qualification standards for the position to which the Recent Graduate will be converted; Meet any NCUA specific requirements specified in the Participant's Agreement; Demonstrate successful job performance that results in a rating of record of at least Fully Successful and a recommendation for conversion by the first level supervisor; and, Be recommended for conversion by the first-level supervisor. ACCOUNTING COURSEWORK: To qualify based on education for a Credit Union Examiner position at the National Credit Union Administration (NCUA), your education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses may have been at the graduate or undergraduate level and must have included coursework that provided instruction in the following: A. Basic accounting concepts and theories and the essentials of the accounting process (i.e., income determination and financial position; a fundamental understanding of the general ledger and subsidiary ledgers; evaluation of adjusting, closing, and correcting entries; analysis of financial statements and bank statement reconciliation; understanding of accrual and cash methods; awareness of Generally Accepted Accounting Principles); AND B. External financial reporting with emphasis on balance sheet valuations and their relationship to income determination; AND C. Principles of finance and their application to typical financial problems of business enterprises such as the measurement and disclosure problem associated with cash, receivables, fixed assets, and intangibles. Special emphasis on financial analysis, management of working capital, cost of capital, capital budgeting, long-term financing, dividend policy, and internal financing; AND D. Fundamental auditing concepts, such as, internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards. *NOTE: Alternative Method To Meet Auditing Experience/Education Requirement: For applicants who do not possess the required auditing experience/education, NCUA will allow applicants an opportunity to complete the three (3) semester hours of course work in introductory auditing (or equivalent course) within ten (10) months after beginning employment at NCUA. This auditing course must provide instruction in the fundamental auditing concepts such as internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards. The NCUA agrees to fund this course, if needed. Failure to successfully complete this course requirement within the required time period is cause for termination of employment at NCUA. The appropriate Regional Director may approve a waiver to extend the 10-month requirement (not-to-exceed a total of 18 months). Decisions are made on a case-by-case basis. GRADUATE EDUCATION: One academic year of graduate education is the number of credits hours your graduate school has determined to represent one academic year of full-time study. Such study may have been performed on a full-time or part-time basis. If you cannot obtain your graduate school's definition of one year of graduate study, 18 semester hours (or 27 quarter hours) should be considered as satisfying the requirement for one year of full-time graduate study. ACCREDITATION: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating FOREIGN EDUCATION: If you are using education completed in foreign colleges or universities to meet the qualification requirements, you must show the education credentials have been evaluated by a private organization that specializes in interpretation of foreign education programs and such education has been deemed equivalent to that gained in an accredited U.S. education program; or full credit has been given for the courses at a U.S. accredited college or university. For further information, visit: https://www.ed.gov/laws-and-policy/higher-education-laws-and-policy/college-accreditation.

Other Information

SALARY: Pay will be set using NCUA's compensation policy. The salary range shown is NCUA's National Pay Rate (NPR) which includes a locality rate of 17.06% for the Rest of the U.S. (RUS) geographical area. Actual salary will be determined upon the location of the selectee and the applicable locality pay, per the NCUA's CU pay table. The locality rates, by location, can be found on the NCUA Careers Pay and Benefits webpage. At the CU-7 and CU-9 levels, Credit Union Examiners are considered entry-level trainee positions. Entry level pay is typically set at the minimum of the pay range. Pay would normally be matched for current financial institution examiners performing similar work provided it falls within the applicable salary range. In certain rare circumstances, pay could be set higher, commensurate with the selectee's background and experience. Candidates hired at the CU-7 or CU-9 level can expect to be non-competitively promoted to the next level after 1 year in each grade, up to the CU-11 level, if all promotion requirements are met. Click here for additional information about reaching the full promotion level of CU-12. Promotion is not automatic and is conditional on demonstrated ability to perform the higher grade level duties, a current written performance appraisal rating of "fully successful" or better, fulfillment of the necessary qualification requirements, and sufficient work at the higher grade level position. SELECTIVE SERVICE: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System or are exempt from having to do so under the Selective Service Law. You may register or check the status of your registration by visiting the Selective Service website at: https://www.sss.gov/. This position is in the bargaining unit. Effective January 1, 2010, OPM must authorize any employment offers we make to current or former (within the last 5 years) political Schedule A, Schedule C, or Non-career SES (political) employees in the executive branch. If you are currently, or have been within the last 5 years, a political Schedule A, Schedule C, or Non-career SES employee in the executive branch, you must disclose that to the point of contact listed on this vacancy announcement. Illegal drug use by individuals working for or on behalf of the federal government, whether on duty or off duty, is contrary to the efficiency of the service and in direct violation of the Controlled Substance Act and the Drug-Free Workplace Act. The Fair Chance Act: In accordance with the Fair Chance to Compete for Jobs Act of 2019 (Fair Chance Act), 5 U.S.C. Sec. 9202, and 5 C.F.R. Part 920, the National Credit Union Administration (NCUA) may not request, in oral or written form, that an applicant for employment disclose criminal history record information before the NCUA makes a tentative offer of employment, absent an exception. Complaints that the NCUA violated the Fair Chance Act must be submitted to [email protected] or to the Office of Human Resources, Employee Relations, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314 within 30 days from the agency's alleged non-compliance with the Fair Chance Act. NCUA IS A COMPETITIVE FEDERAL SERVICE AGENCY NCUA uses E-Verify, a web-based system, to confirm the eligibility of all newly hired employees to work in the United States. Learn more about E-Verify, including your rights and responsibilities.