HiringCafe
Posted 1w ago

Mortgage Banker

@ State Bank
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United States
OnsiteFull Time
Responsibilities:Originate loans, Manage pipeline, Attend closings
Requirements Summary:Five years mortgage lending experience; college diploma preferred; mortgage software experience; NMLS maintenance; strong communication skills.
Technical Tools Mentioned:NMLS, Mortgage Software, Windows, Microsoft Office
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Job Description

Description

Summary of Position

As a Mortgage Banker with State Bank, you will be responsible for building and maintaining profitable customer account relationships. Generate mortgage loans for secondary-market income and the loan portfolio with minimal risk to the Bank. Exercise the ability to build relationships and earn client trust.

Identify, develop, and maintain a network of contacts within the real estate community, including but not limited to realtors, builders, personal and professional contacts. Demonstrate and present a thorough knowledge of products, services, mortgage loan policies, regulations, and procedures.

Consult with clients and prospective borrowers to determine financial objectives. Demonstrate ability to analyze information supplied by borrower to determine loan structure and qualification of specific products.

Essential Functions

  • 1. Originate residential mortgage loans
  • 2. Ability to take initiative, be a problem solver, and think creatively to provide suggestions
  • 3. Possess strong time management and organizational skills
  • 4. Ability to adapt quickly and work efficiently, ability to multitask and meet timelines in a fast-paced environment
  • 5. Effectively manage the individual mortgage pipeline
  • 6. Assist in the resolution of information needed to move the loan through processing and closing
  • 7. Attend client closings
  • 8. Identify cross-sell opportunities
  • 9. Achieve or exceed sales goals as established
  • 10. Active in the community and attends events as needed to represent State Bank
  • 11. Stays current on all mortgage products, rules, and regulations
  • 12. Attend and complete all required bank training
  • 13. Other duties as assigned
  • 14. Adhere to State Bank's mission, values, and customer service standards

Qualifications

College diploma preferred or equivalent work experience in the field strongly recommended.  Five years of mortgage lending experience, along with sales, business development, and management, are required. Mortgage software experience. Previous computer experience with Windows, Microsoft Office, and other computer applications.  Maintain NMLS.

Requirements

Ability to read, analyze, and interpret complex information and make sound judgments. Familiarity with a variety of the field’s concepts, practices, and procedures.  Relies on experience and judgment to plan and accomplish goals.  Performs a variety of tasks while remaining detail-oriented, accurate, and organized.  Good customer service skills with a focus on strong oral, presentation, and written communication skills.  Ability to work unsupervised and display effective time management skills.  Ability to work a flexible schedule.  Exhibits excellent judgment in handling confidential information.