Posted 3w ago

Pre-Funding QC Specialist

@ Union Home Mortgage
United States
RemoteFull Time
Responsibilities:analyzing loans, completing audits, communicating findings
Requirements Summary:2 years mortgage-related quality control or equivalent operations experience; proficient in appraisal requirements; knowledge of mortgage fraud detection; manage loan file pipelines; detail-oriented; strong verbal and written communication; proficient in MS Office; Encompass experience preferred.
Technical Tools Mentioned:Microsoft Word, Microsoft Excel, Encompass
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Job Description

The Pre-Funding Quality Control Specialist will analyze mortgage loans for compliance with investor, agency, and regulatory requirements prior to closing of the loan file.

 

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

 

 

DUTIES & RESPONSIBILITIES

  • Perform a pre-funding loan analysis to ensure process conducted in origination meets UHM, Agency, and regulatory requirements.
  • Complete the loan audit in a professional manner, using correct grammar and ensuring that wording for all findings are clear and easy to understand.
  • Communicates with operation and sales partners concerning findings/resolution of findings.
  • Perform special audits in accordance with procedures, when applicable.
  • Remain current with regulation changes from government/state agencies, as well as policy changes from Agencies and Investors and company Policies and Procedures (Conventional, FHA, VA and USDA).
  • Maintain knowledge of all underwriting guidelines.
  • Working knowledge of Word and Excel.
  • Meet daily file production expectations set for the department.
  • Perform other duties as required or assigned.