Description

Job Summary
We are seeking an experienced Senior Mortgage Loan Processor to join our team at our national headquarters in the South Jordan, Utah area. In this role, you will act as the primary performer of the tasks and workflow of the application while the loan is in process, managing a high-volume pipeline from initial submission through to closing. The ideal candidate has 5+ years of experience in processing FHA, VA, Conventional, and Jumbo loans, and is looking for a stable, fast-paced environment with a national presence.

What We Offer:

• Competitive salary commensurate with experience.
• Comprehensive benefits package (Health, Dental, Vision, 401k match, and more).
• Hybrid work environment - This role is based in our South Jordan, Utah headquarters, with flexibility for a hybrid schedule (combining in-office and remote work) after the initial onboarding period.
• A stable, national presence with opportunities for growth at our headquarters.

Key Responsibilities:

• Pipeline Management: Manage a high-volume      pipeline of residential mortgage loans (FHA, VA, Conventional, Jumbo),      ensuring files are accurate, complete, and move through the process      efficiently.
• Document Review & Verification: Thoroughly review loan applications, income, assets, and      credit documentation to identify potential red flags and ensure accuracy.
• Underwriting Liaison: Act as the primary liaison      between Loan Officers, Underwriters, and borrowers, proactively clearing      conditions to obtain a "Clear to Close".
• AUS Familiarity: Proficiently run and      interpret desktop underwriting systems (DU/LPA).
• Documentation Ordering: Order and verify      third-party reports, including appraisals, title reports, flood      certifications, and VOEs.
• Compliance: Ensure all loan files comply with federal,      state, and company policies, including TRID regulations.
• Communication: Provide regular status updates to borrowers,      loan officers, and real estate agents to ensure a smooth, timely closing.

Requirements

Qualifications

• Experience: Several years of active, hands-on experience in mortgage loan processing.
• Loan Types: Expert knowledge of FHA, VA, Conventional, and Jumbo loan guidelines.
• Systems: Proficiency in LendingPad LOS is preferred; experience with Encompass or similar LOS required.
• Technology: Strong proficiency in Desktop Underwriter (DU) / Loan Prospector (LPA).
• Skills: Excellent verbal and written communication skills, with a high degree of attention to detail and ability to work under tight deadlines.

Work Environment
This position may be remote or in-office at CBCMA’s onsite location in South Jordan, UT.

Physical Requirements: 

• Prolonged periods of sitting at a desk.
• Must be able to lift up to 15 pounds at times.
• Prolonged hours working on a computer looking at screens and computer monitor

Position Type/Expected Hours of Work
This is a full-time position, and hours of work and days are Monday through Friday, 8 a.m. to 5 p.m. with occasional evenings as job duties demand.

Travel
No travel is expected.

Education and Experience

1. Minimum 5 years experience in an active, hands-on role in mortgage loan processing.
2. Solid knowledge and understanding of FHA, VA, Conventional, and Jumbo loan guidelines.
3. High School Degree/GED or higher.

Additional Eligibility Qualifications
None.

Work Authorization/Security Clearance
Must be authorized to legally work within the United States of America.

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.